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174 Granite Road, Effingham, NH

Single Family Residence

For SaleActive
2 Beds|1 Baths|1,169 ft²|Built 1960|Effingham

Listed by Coldwell Banker Realty Center Harbor NH · Hayley Edwards

Property Description

Set on approximately 1.9 acres along a quiet dirt road in Effingham, this property is being sold as-is and offers exceptional redevelopment potential. The property features an existing camp and barn, presenting an opportunity for a complete renovation or a fresh start with new construction. Two existing wells and septic system are on site; buyers should perform their own due diligence regarding their existence, condition, and functionality. Ideal for developers, investors, rehabbers, or buyers seeking a vacation retreat, this property offers the chance to transform an existing site into something special. The existing structures require significant rehabilitation or redevelopment, making this an excellent opportunity to maximize the property's potential in a desirable location. Outdoor enthusiasts will appreciate the proximity to hiking trails, hunting, fishing, Province Lake, Ossipee Lake, Green Mountain, and the endless recreation of the White Mountains. North Conway's shopping, dining, and skiing are just a short drive away, making this an ideal location for a seasonal getaway, vacation rental investment, or year-round home. Due to the condition of the existing structure, interior access is not available. Please do not enter the structure.

Property Details

Essentials & finishes

  • Bedrooms:2
  • Total Baths:1
  • Full Baths:1
  • SqFt:1,169
  • Price / SqFt:$136.01
  • Property Type:Single Family Residence
  • Year Built:1960
  • County:NH-Carroll
  • Town:Effingham, NH
  • Status:Active
  • Days on Market:5

Primary Features

CountyNH-Carroll
Property TypeResidential
Year Built1960
ZoningRural AG

Interior Features

BasementYes
Basement Access TypeWalk-up
Basement DescriptionBulkhead
1/4 Baths0
3/4 Baths0
CoolingNone
ElectricOn-Site
HeatingPellet Stove, Electric
Rooms - Total5
SqFt-Approximate Finished Above Grade1,169
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished1,169
SqFt Approximate Total1,330

Location Information

School - DistrictGovernor Wentworth Regional
School - ElementaryEffingham Elementary School
School - HighKingswood Regional High School
School - Middle/JrKingswood Regional Middle

Financial Details

Foreclosed / Bank-Owned / REONo
Tax - Gross Amount$3,885
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionWood Frame, Wood Siding
CovenantsNo
EasementsNo
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalNo
Total StoriesOne
SurveyedUnknown
Timeshare/Fractional OwnershipNo

External Features

DrivewayDirt
FoundationBlock
GarageNo
Lot FeaturesRolling Slope, Rural
Lot - Acres1.9
Lot - SqFt82,764
Road Frontage TypeDirt, Public, Unpaved
Road FrontageYes
Road Frontage Length643
RoofAsphalt Shingle
SewerSeptic Tank
UtilitiesPhone Available
Water SourceDrilled Well, Dug Well, Private
MLS®: PrimeMLS #5099169; Listed by Coldwell Banker Realty Center Harbor NH · Hayley Edwards

Property History

Annual taxes for this property

YearAssessed Tax
2024$2,703
2023$2,635
2022$2,568

Estimated from list price; verify with the town assessor.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Effingham22
  • Average list price$399,782
  • Price range$80,000 – $824,000
  • Market sentimentBuyer's Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$1,096 / mo
  • Principal & Interest$804
  • Property Tax$225
  • Home Insurance$67

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$159,000/ Asking Price
For SaleActive
Est. $804 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Buyer's Market
Buyer’s MarketBalancedSeller’s Market

Based on 22 active · 0 sold in Effingham (last 90 days)

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

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Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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