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20 Prospect Street, Hillsborough, NH

Single Family Residence

For SaleActive
3 Beds|1 Baths|1,156 ft²|Built 1900|Hillsborough

Listed by Nexus Realty, LLC · Beth Ottana

Property Description

Quick close, new price and new opportunity to make this home your own after buyer lost his job. Charming Hillsborough New Englander exudes pride of ownership and is ready for its next chapter. The flexible floor plan includes 2 bedrooms plus a bonus pass-through room with closet that current owners uses as an office (town classifies property as 3 bedroom). Inside, this home offers an updated full bath, bright eat-in kitchen with updated appliances and ample workspace and spacious front-to-back living room with hardwood floors and views of the Contoocook River. Enclosed front porch extends the living space and is the perfect spot to sip your morning coffee or unwind at the end of the day. Outside, the property offers a landscaped 0.10 acre yard with mature perennials and deck ready to accommodate all of your summer grilling and entertaining plans. Improvements include new roof (2023), updated kitchen cabinetry and appliances, electric panel and more. Seller is offering $2500 seller concession for new buyer to replace 2nd floor carpet so there will be nothing to do but move in. Property is conveniently located within walking distance to downtown and town fields. Don't miss the opportunity to make this affordable, turnkey property your new home!

Property Details

Essentials & finishes

  • Bedrooms:3
  • Total Baths:1
  • Full Baths:1
  • SqFt:1,156
  • Price / SqFt:$268.08
  • Property Type:Single Family Residence
  • Year Built:1900
  • County:NH-Hillsborough
  • Town:Hillsborough, NH
  • Status:Active
  • Days on Market:32

Primary Features

CountyNH-Hillsborough
Property TypeResidential
Year Built1900
Zoning1F RES

Interior Features

AppliancesDishwasher, Dryer, Gas Range, Refrigerator, Washer
BasementYes
Basement Access TypeInterior
Basement DescriptionConcrete Floor, Daylight, Interior Stairs, Storage Space, Unfinished, Walkout, Exterior Access
1/4 Baths0
3/4 Baths0
CoolingNone
ElectricCircuit Breakers
FlooringCarpet, Hardwood
HeatingOil, Baseboard, Hot Water
Interior FeaturesDining Area, Kitchen/Dining, Natural Light
Rooms - Total7
SqFt-Approximate Finished Above Grade1,156
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished1,156
SqFt Approximate Total2,065

Location Information

School - DistrictHillsboro-Deering SAU #34
School - ElementaryHillsboro-Deering Elementary
School - HighHillsboro-Deering High School
School - Middle/JrHillsboro-Deering Middle

Financial Details

Foreclosed / Bank-Owned / REONo
Tax - Gross Amount$5,566
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionTimber Frame, Vinyl Siding
CovenantsUnknown
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalNo
Total Stories1.75
SurveyedUnknown
Timeshare/Fractional OwnershipNo

External Features

DrivewayPaved
Exterior FeaturesDeck, Garden, Porch
FoundationConcrete
GarageNo
Lot FeaturesLandscaped
Lot - Acres0.1
Lot - SqFt4,356
ParkingDriveway, Parking Spaces 2
Road Frontage TypePublic Maintained Road
Road FrontageYes
Road Frontage Length160
RoofArchitectural Shingle
SewerPublic Sewer
UtilitiesUnderground Utilities
Water SourcePublic
MLS®: PrimeMLS #5091093; Listed by Nexus Realty, LLC · Beth Ottana

Property History

Annual taxes for this property

YearAssessed Tax
2024$5,268
2023$5,136
2022$5,005

Estimated from list price; verify with the town assessor.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Hillsborough52
  • Average list price$327,382
  • Price range$15,500 – $1,250,000
  • Market sentimentBuyer's Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$2,073 / mo
  • Principal & Interest$1,567
  • Property Tax$439
  • Home Insurance$67

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$309,900/ Asking Price
For SaleActive
Est. $1,567 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Buyer's Market
Buyer’s MarketBalancedSeller’s Market

Based on 52 active · 0 sold in Hillsborough (last 90 days)

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

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Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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