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27 Fern Lane, Laconia, NH

Condominium

For SaleActive
3 Beds|3 Baths|1,550 ft²|Built 1987|Laconia

Listed by REAL Broker NH, LLC · Patricia D Mather

Property Description

Welcome- where everyday feels like a vacation! Experience the best of Lake Winnipesaukee living in the highly sought-after gated community of South Down Shores, where private waterfront amenities, year-round recreation, and low-maintenance living come together. Whether you're searching for a full-time residence or the perfect lakeside getaway, this home offers the lifestyle you've been waiting for. Thoughtfully updated and beautifully maintained, this detached 3-bedroom, 2.5-bath condo welcomes you with soaring vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace. The remodeled kitchen features quartz countertops, an expanded layout, and modern appliances, creating an ideal space for everyday living and entertaining. Two sets of sliding glass doors open to a spacious deck where you can relax with peaceful peek-a-boo views of Lake Winnipesaukee and the surrounding Mountains. The flexible floor plan offers exceptional versatility. The main level includes two bedrooms and a full bath, while upstairs, the private primary suite features its own balcony overlooking the lake, an expanded walk-in closet, full bath, and loft—perfect for a second living area, reading nook, or home office. The finished walkout lower level provides even more space to spread out with a warm and inviting family room centered around a wood stove, a half bath, and a versatile bonus room ideal for guests, an office, fitness room, or hobby space. Recent updates include five mini-splits for year-round comfort, energy-efficient heat and UV-filtering blinds, and numerous thoughtful improvements throughout. Life in South Down Shores extends far beyond your front door. Enjoy over 4,000 feet of waterfront on Paugus Bay, a private beach, walking and cross-country ski trails, playgrounds, pickleball, tennis, basketball, bocce, and one of the Lakes Region's most desirable gated communities. Here, every day feels like a vacation. CODE NEEDED FOR ENTRY.

Property Details

Essentials & finishes

  • Bedrooms:3
  • Total Baths:3
  • Full Baths:2
  • SqFt:1,550
  • Price / SqFt:$512.90
  • Property Type:Condominium
  • Year Built:1987
  • County:NH-Belknap
  • Town:Laconia, NH
  • Status:Active
  • Days on Market:83

Primary Features

CountyNH-Belknap
Property TypeResidential
Year Built1987
ZoningRS

Interior Features

AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
BasementYes
Basement Access TypeWalkout
Basement DescriptionPartially Finished, Storage Space, Walkout
1/4 Baths0
3/4 Baths0
CoolingMini Split
Electric200+ Amp Service
HeatingKerosene, Electric
Interior FeaturesCathedral Ceiling(s), Ceiling Fan(s), 1 Fireplace, Living/Dining, 1st Floor Laundry
Rooms - Total7
SqFt-Approximate Finished Above Grade1,550
SqFt-Approximate Finished Below Grade978
SqFt Approximate Total Finished2,528
SqFt Approximate Total2,594

Location Information

School - DistrictLaconia Sch Dst SAU #30
School - ElementaryElm Street Elementary School
School - HighLaconia High School
School - Middle/JrLaconia Middle School

Financial Details

Foreclosed / Bank-Owned / REONo
Association Fee$400
Fee FrequencyQuarterly
Fee IncludesRecreation
Tax - Gross Amount$8,196
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionPost and Beam, Wood
CovenantsYes
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeCondominium
SeasonalNo
Total StoriesTwo
SurveyedUnknown
Timeshare/Fractional OwnershipNo
Water Access DetailsBeach Access, Shared-Private

External Features

DrivewayPaved
Exterior FeaturesDeck, Beach Access
FoundationConcrete
GarageNo
Lot FeaturesBeach Access, Lake Access, Landscaped, Mountain View, Water View
Lot - Acres0
Road Frontage TypeAssociation, Paved, Private Road
Road FrontageNo
RoofAsphalt Shingle
SewerPublic Sewer
UtilitiesCable
Water SourcePublic
Water Body TypeLake
MLS®: PrimeMLS #5082745; Listed by REAL Broker NH, LLC · Patricia D Mather

Property History

Price, listing activity & annual taxes for this property

No sales history available.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Laconia196
  • Average list price$375,307
  • Price range$1,700 – $600,000
  • Market sentimentBuyer's Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$5,312 / mo
  • Principal & Interest$4,020
  • Property Tax$1,126
  • Home Insurance$166

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$795,000/ Asking Price
For SaleActive
Est. $4,020 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Buyer's Market
Buyer’s MarketBalancedSeller’s Market

Based on 196 active · 0 sold in Laconia (last 90 days)

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

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Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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