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38 Water Street, Rumney, NH

Single Family Residence

For SaleActive
5 Beds|3 Baths|3,964 ft²|Built 1860|Rumney

Listed by REAL Broker NH, LLC · Shannon K Mounsey

Property Description

Nestled on the edge of Rumney Village and bordering the peaceful waters of Stinson Brook, this beautifully restored antique farmhouse blends timeless New England charm with modern comfort in the heart of the White Mountains. Surrounded by mature trees, perennial gardens, and the soothing sounds of the brook, the setting is both private and inviting. The heart of the home is the stunning chef's kitchen, featuring a six-burner gas range, oversized center island, and abundant workspace, perfect for entertaining and everyday living. The kitchen flows into a heated sunroom overlooking the picturesque yard, along with an inviting dining room and cozy sitting room. Thoughtful updates throughout include refinished wide pine floors, updated electrical, a metal roof, and numerous system improvements. The first-floor primary suite offers custom built-ins, a walk-in closet, and a spa-inspired bath with double vanity, soaking tub, and tiled shower. Upstairs are three spacious bedrooms, a full bath, and a large bonus room with a modern bar area ideal for guests, recreation, or home office use. Adding exceptional flexibility and income potential, the converted barn has been transformed into an additional residential unit with rustic character, modern comforts, a wood-burning stove, and sleeping loft. Additional highlights include a 600-square-foot workshop, two-car garage, and multiple outdoor spaces to enjoy the natural surroundings. Minutes from skiing, hiking, and world-class climbing at Rumney Rocks, this remarkable property offers the perfect blend of historic character, modern amenities, and year-round recreation. Whether you're seeking a primary residence, mountain retreat, or income-producing property, this is a truly special place to call home.

Property Details

Essentials & finishes

  • Bedrooms:5
  • Total Baths:3
  • Full Baths:1
  • SqFt:3,964
  • Price / SqFt:$220.74
  • Property Type:Single Family Residence
  • Year Built:1860
  • County:NH-Grafton
  • Town:Rumney, NH
  • Status:Active
  • Days on Market:31

Primary Features

CountyNH-Grafton
Property TypeResidential
Year Built1860
ZoningVILLAG

Interior Features

BasementYes
Basement Access TypeInterior
Basement DescriptionUnfinished
1/4 Baths0
3/4 Baths2
CoolingMini Split
ElectricCircuit Breakers
HeatingOil, Hot Water
Interior FeaturesKitchen Island, Master BR w/ BA, Walk-In Closet(s)
Rooms - Total12
SqFt-Approximate Finished Above Grade3,964
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished3,964
SqFt Approximate Total4,772

Financial Details

Foreclosed / Bank-Owned / REONo
Tax - Gross Amount$8,464
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionClapboard
CovenantsNo
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalNo
Total StoriesTwo
SurveyedUnknown
Timeshare/Fractional OwnershipNo

External Features

DrivewayGravel
Exterior FeaturesDeck
FoundationStone
GarageYes
Garage Capacity2
Lot FeaturesCountry Setting, Level, Trail/Near Trail, Walking Trails, Waterfront, Rural
Lot - Acres2.18
Lot - SqFt94,961
Road Frontage TypePublic
Road FrontageTBD
RoofMetal
SewerPrivate Sewer
UtilitiesCable
Water SourcePrivate
MLS®: PrimeMLS #5094381; Listed by REAL Broker NH, LLC · Shannon K Mounsey

Property History

Annual taxes for this property

YearAssessed Tax
2024$14,875
2023$14,503
2022$14,131

Estimated from list price; verify with the town assessor.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Rumney11
  • Average list price$428,950
  • Price range$132,500 – $850,000
  • Market sentimentBalanced Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$5,846 / mo
  • Principal & Interest$4,424
  • Property Tax$1,240
  • Home Insurance$182

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$875,000/ Asking Price
For SaleActive
Est. $4,424 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Balanced Market
Buyer’s MarketBalancedSeller’s Market

Based on 11 active · 0 sold in Rumney (last 90 days)

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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