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92 Water Street, Laconia, NH

Single Family Residence

For SaleActive
4 Beds|2 Baths|1,563 ft²|Built 1885|Laconia

Listed by Legacy Group/ Real Broker NH, LLC · Katie M Chase

Property Description

Rare opportunity to own waterfront property with direct boat access to Lake Winnisquam via the Winnipesaukee River. This 4 bedroom, 2 bath home offers incredible versatility, featuring 2nd floor with its own entrance, kitchen, bath, 2 bedrooms, and private driveway—ideal for extended family, guests, or potential rental income. Could easily be converted to a 2 unit. Outside, enjoy a true boater’s setup with a boathouse and five boat slips, An uncommon find at this value point. Conveniently located just minutes from downtown Laconia, It is walkable to restaurants, shops, and all the Lakes Region has to offer. This property presents a fantastic opportunity to build equity and maximize its full potential, perfect for investors or families looking to create their own waterfront retreat.

Property Details

Essentials & finishes

  • Bedrooms:4
  • Total Baths:2
  • Full Baths:2
  • SqFt:1,563
  • Price / SqFt:$303.90
  • Property Type:Single Family Residence
  • Year Built:1885
  • County:NH-Belknap
  • Town:Laconia, NH
  • Status:Active
  • Days on Market:63

Primary Features

CountyNH-Belknap
Property TypeResidential
Year Built1885
ZoningUC

Interior Features

AppliancesElectric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Stove
BasementYes
Basement Access TypeWalkout
Basement DescriptionDirt
1/4 Baths0
3/4 Baths0
CoolingMini Split
Electric200+ Amp Service, Circuit Breakers
FlooringCarpet, Laminate, Vinyl Plank
HeatingNatural Gas, Hot Water
Rooms - Total6
SqFt-Approximate Finished Above Grade1,563
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished1,563
SqFt Approximate Total2,379

Location Information

School - DistrictLaconia Sch Dst SAU #30
School - ElementaryChoice
School - HighLaconia High School
School - Middle/JrLaconia Middle School

Financial Details

Foreclosed / Bank-Owned / REONo
Tax - Gross Amount$2,393
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionT-111, Vinyl Siding, Wood Siding
CovenantsUnknown
EasementsUnknown
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalNo
Suitable UseResidential
Total Stories1.75
SurveyedUnknown
Timeshare/Fractional OwnershipNo
Water Access DetailsDirectly Adjoining, Dock Access

External Features

ColorWhite
DrivewayGravel
Exterior FeaturesBoat Slip, Boat House, Deck, Outbuilding, Covered Porch, Shed
FoundationBrick/Mortar, Stone
GarageNo
Lot FeaturesCity Lot, Level, River, River Frontage, Water View, Waterfront, Near Shopping, Near Hospital, Near School(s)
Lot - Acres0.18
Lot - SqFt7,841
Road Frontage TypePaved, Public
Road FrontageYes
Road Frontage Length73
RoofMetal
SewerPublic Sewer
UtilitiesCable Available, Phone Available
Water SourcePublic
Water Body TypeRiver
MLS®: PrimeMLS #5087435; Listed by Legacy Group/ Real Broker NH, LLC · Katie M Chase

Property History

Price, listing activity & annual taxes for this property

No sales history available.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Laconia196
  • Average list price$366,244
  • Price range$1,700 – $600,000
  • Market sentimentBuyer's Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$3,174 / mo
  • Principal & Interest$2,402
  • Property Tax$673
  • Home Insurance$99

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$475,000/ Asking Price
For SaleActive
Est. $2,402 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Buyer's Market
Buyer’s MarketBalancedSeller’s Market

Based on 196 active · 0 sold in Laconia (last 90 days)

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

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Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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