Listed by Roche Realty Group · Richard Hagan · 603-279-7046
Residential Income · Andover, NH
20 Lawrence Street, Andover, NH
$519,000
$549,000 · changed Oct 6, 2026
Est. $2,624/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Sq Ft
- 2,812
- Built
- 1880
- MLS®
- #5108880
Property Description
From its address at 20 Lawrence Street, this multi-family income property puts you in Andover, New Hampshire. On offer: 2,812 square feet of living space, at a list price of $519,000. As a multi-unit property it works two ways: live in one unit while the others pay the mortgage, or run the whole building as an investment. Beyond the basics, the listing carries a 0.78-acre lot, garage parking for 1 and 1880 construction. Browse the gallery and specs below; if it fits, we can have you through the door quickly.
Situated on a spacious 0.781-acre lot just two blocks from Proctor Academy and Andover Middle School, this versatile in-town duplex offers strong rental income and incredible potential, including an easy conversion back to a single-family home. The sunlit first-floor owner’s unit spans 1,400 square feet of comfortable, one-floor living designed for effortless entertaining. Highlights include hardwood and laminate flooring, classic tin ceilings, a cozy propane fireplace in the living room, oil forced-hot-water heat, and an expansive 1-bedroom with a large walk-in closet, 1 full bath layout that opens to a covered deck perfect for grilling and relaxing. A private entrance leads to the 1,438-square-foot upper apartment, which features 2 bedrooms with closets—including a safe in the closet of a small bedroom—a kitchen, a living room, a den, a bonus room, an unfinished storage room, original hardwood under carpets, and an efficient propane Monitor heating system paid for by the long-term tenant (currently rented month-to-month for $1,750/month). Washers and dryers are located on the first and second floors. Public water, a private sewer, and an attached two-story barn offering garage parking and generous storage complete this exceptional property.
Location Highlights
20 Lawrence Street is a residential income in Andover, New Hampshire, listed at $519,000. That works out to about $185 per square foot, for a home built in 1880. It has been on the market for 8 weeks.
From here it is 22.9 miles to Downtown Plymouth / Main Street and 31.3 miles to Owl's Nest Resort. At this latitude, Andover averages roughly 8.4 hours of sun a day in June and 3.6 in December.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- SqFt
- 2,812
- Price / SqFt
- $184.57
- Property Type
- Residential Income
- Year Built
- 1880
- County
- NH-Merrimack
- Town
- Andover, NH
- Status
- Active
- Days on Market
- 45
Primary Features
- County
- NH-Merrimack
- Property Type
- Residential Income
- Year Built
- 1880
- Zoning
- Residential
Interior Features
- Appliances
- Electric Water Heater
- Basement
- Yes
- Basement Access Type
- Interior
- Basement Description
- Concrete, Dirt Floor, Interior Entry, Interior Stairs, Basement Stairs
- Cooling
- Wall Unit(s)
- Electric
- 200+ Amp Service
- Flooring
- Carpet, Hardwood, Laminate
- Heating
- Baseboard, Propane, Oil, Hot Water, Monitor Type
- SqFt-Approximate Finished Above Grade
- 2,812
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 2,812
- SqFt Approximate Total
- 4,270
Location Information
- School - District
- Proctors School District
Financial Details
- Electric Company
- NH Electric Coop
- Fuel Company
- Huckleberry
- Tax - Gross Amount
- $7,622.40
- Tax Year
- 2026
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Wood Frame, Vinyl Siding
- Covenants
- No
- Flood Zone
- No
- Pre-Construction
- No
- Seasonal
- No
- Total Stories
- 2.5
- Surveyed
- Unknown
External Features
- Color
- White
- Driveway
- Paved
- Exterior Features
- Barn, Deck, Covered Porch, Screened Porch
- Foundation
- Concrete
- Garage
- Yes
- Garage Capacity
- 1
- Lot Features
- Level, Major Road Frontage, In Town
- Lot - Acres
- 0.78
- Lot - SqFt
- 33,977
- Parking
- Covered, Off Street, Parking Spaces 1 - 10, Storage Above
- Road Frontage Type
- Dead End, Paved, Public Maintained Road
- Road Frontage
- Yes
- Road Frontage Length
- 250
- Roof
- Asphalt Shingle
- Sewer
- 1500+ Gallon, Leach Field, On-Site Septic Exists
- Utilities
- Cable at Site
- Water Source
- Public, Public Water at Street
MLS®: PrimeMLS #5108880; Listed by Roche Realty Group · Richard Hagan · 603-279-7046
Property History
Estimated annual taxes for this property
- 2024
- $8,823
- 2023
- $8,602
- 2022
- $8,382
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Andover
- 13
- Average list price
- $480,518
- Price range
- $149,000 – $849,900
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$3,468/ mo
- Principal & Interest
- $2,624
- Property Tax
- $735
- Home Insurance
- $108
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 20 Lawrence Street, Andover, NH
Assigned Schools
- District
- Proctors School District
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 20 Lawrence Street cost?
20 Lawrence Street in Andover, NH is listed for $519,000 on PrimeMLS.
That is about $185 per square foot of finished living space.
It came on the market on September 9, 2026.
How big is 20 Lawrence Street?
20 Lawrence Street in Andover, NH has 2,812 square feet of finished living space.
What type of home is 20 Lawrence Street?
20 Lawrence Street in Andover, NH is a multi-family income property built in 1880.
The MLS lists its style as Duplex, Farmhouse, Multi-Family, Multi-Level, with 2.5 stories.
What town is 20 Lawrence Street in?
20 Lawrence Street is in Andover, New Hampshire 03216, in Merrimack County.
Location notes from the MLS: in town.
What is the lot size of 20 Lawrence Street?
20 Lawrence Street in Andover, NH sits on 0.78 acres, per the MLS.
The lot is described as level and major road frontage.
It has 250 feet of road frontage (dead end, paved and public maintained road).
Zoning: Residential.
The MLS lists it as outside a flood zone.
What are the annual property taxes for 20 Lawrence Street?
Annual property taxes on 20 Lawrence Street in Andover, NH are $7,622 for the 2026 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Andover assessing office.
What heating and cooling does 20 Lawrence Street have?
20 Lawrence Street in Andover, NH is heated by baseboard, propane, oil, hot water and monitor type, per the MLS.
Cooling: wall unit(s).
What are the water and sewer systems at 20 Lawrence Street?
20 Lawrence Street in Andover, NH has public water at the street and a private septic system, per the MLS.
MLS details — water: public and public water at street; sewer: 1500+ gallon, leach field and on-site septic exists.
Electric: 200+ amp service (NH Electric Coop).
Other utilities: cable at site.
Plan a water test and septic inspection during your inspection period.
Does 20 Lawrence Street have a basement?
Yes. 20 Lawrence Street in Andover, NH has a basement with interior access.
The MLS describes it as concrete, dirt floor, interior entry, interior stairs and basement stairs.
What are the key features of 20 Lawrence Street?
Outside, the MLS lists these features at 20 Lawrence Street in Andover, NH: barn, deck, covered porch and screened porch.
Flooring: carpet, hardwood and laminate.
Listed appliances: electric water heater; confirm which ones convey in the purchase agreement.
What parking does 20 Lawrence Street have?
20 Lawrence Street in Andover, NH has a 1-car garage and a paved driveway.
Parking details: covered, off street, parking spaces 1 - 10 and storage above.
What school district is 20 Lawrence Street in?
The MLS places 20 Lawrence Street in Andover, NH in the Proctors School District.
School assignments can change; confirm with the district.
Is 20 Lawrence Street still for sale?
Yes. 20 Lawrence Street in Andover, NH is listed as Active on PrimeMLS (MLS #5108880).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 20 Lawrence Street listed?
20 Lawrence Street in Andover, NH is listed by Richard Hagan of Roche Realty Group (603-279-7046).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
How can I see 20 Lawrence Street in person?
To see 20 Lawrence Street in Andover, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.