Listed by BHHS Verani Nashua · Charlotte A Marrocco-Mohler · Cell: 603-620-2668
Single Family Residence · Chesterfield, NH
495 North Shore Road, Chesterfield, NH
$689,000
Est. $3,484/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Beds
- 2
- Baths
- 3
- Sq Ft
- 1,668
- Built
- 1995
- MLS®
- #5091566
Property Description
Here's your chance at a Chesterfield single-family home: 495 North Shore Road, priced at $689,000. Expect 2 bedrooms, 3 bathrooms and 1,668 square feet of living space. Homes like this trade on the fundamentals: space, privacy and a New Hampshire address that works year-round. Also on the sheet: a 0.8-acre lot, 1995 construction and roughly $413 per square foot. Scroll on for current photos, the complete spec sheet and this Chesterfield listing's market context.
Welcome to lake living at its finest! This beautifully maintained 2-3 bedroom, 3 bath home offers sweeping views of picturesque Spofford Lake and is just a short walk to two local beaches. Whether you're looking for a year-round residence, vacation getaway, or an investment opportunity for Airbnb/rental income, this property offers endless possibilities. Inside, you’ll find a fully applianced kitchen, dining area, spacious living room, great room, study, and a 3/4 bath on the main level. The upper floor features 2-3 spacious bedrooms and a full bath, while the lower level offers a recreation room, laundry area, workshop, and an additional 3/4 bath. Enjoy stunning lake views from both inside and outside the home, complemented by soaring 14-foot cathedral ceilings, beautiful oak hardwood floors, and a spacious deck perfect for relaxing or entertaining. The large backyard is ideal for hosting summer gatherings, and the 20x12 heated storage building provides excellent additional space for hobbies, storage, or workshop use. Lower level can be finished to add more living space already plumbed, heated and framed. Conveniently located near public 2 beaches, shopping and restaurants, and just approximately 15 minutes to Keene and Brattleboro with easy access to I-91. Winter sports, skiing at Mount Snow, Parker Mountain, Killington and Granite Gorge to mention a few. Don’t miss this opportunity to own your slice of lake life, schedule your showing today!
Location Highlights
495 North Shore Road is a single family residence in Chesterfield, New Hampshire, listed at $689,000. That works out to about $413 per square foot, for a home built in 1995. It has been on the market for 5 months.
At this latitude, Chesterfield averages roughly 8.3 hours of sun a day in June and 3.6 in December.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- Bedrooms
- 2
- Total Baths
- 3
- Full Baths
- 1
- SqFt
- 1,668
- Price / SqFt
- $413.07
- Property Type
- Single Family Residence
- Year Built
- 1995
- County
- NH-Cheshire
- Town
- Chesterfield, NH
- Status
- Active
- Days on Market
- 146
Primary Features
- County
- NH-Cheshire
- Property Type
- Residential
- Year Built
- 1995
- Zoning
- RESIDE
Interior Features
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Electric Range, Refrigerator, Water Heater off Boiler, Washer, Vented Exhaust Fan
- Basement
- Yes
- Basement Access Type
- Interior
- Basement Description
- Unfinished
- 1/4 Baths
- 0
- 3/4 Baths
- 2
- Cooling
- Wall Unit(s)
- Electric
- 200+ Amp Service, Circuit Breakers
- Flooring
- Carpet, Hardwood, Tile, Vinyl
- Heating
- Baseboard, Oil, Hot Water, Zoned, Wood Stove
- Interior Features
- Blinds, Basement Laundry
- Rooms - Total
- 7
- SqFt-Approximate Finished Above Grade
- 1,668
- SqFt-Approximate Finished Below Grade
- 864
- SqFt Approximate Total Finished
- 2,532
- SqFt Approximate Total
- 2,755
Financial Details
- Tax - Gross Amount
- $4,170
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Wood Frame
- Covenants
- Unknown
- Flood Zone
- Unknown
- Pre-Construction
- No
- Property Sub Type
- Single Family Residence
- Seasonal
- No
- Total Stories
- Two
- Surveyed
- Unknown
- Timeshare/Fractional Ownership
- No
External Features
- Color
- Gray
- Driveway
- Paved
- Exterior Features
- Balcony, Garden, Natural Shade, Shed
- Foundation
- Concrete
- Garage
- No
- Lot Features
- Wooded
- Lot - Acres
- 0.8
- Lot - SqFt
- 34,848
- Road Frontage Type
- Paved, Public Maintained Road
- Road Frontage
- Yes
- Road Frontage Length
- 200
- Roof
- Metal
- Sewer
- 1250 Gallon
- Utilities
- Cable Available
- Water Source
- Drilled Well, On-Site Well Exists, Private
MLS®: PrimeMLS #5091566; Listed by BHHS Verani Nashua · Charlotte A Marrocco-Mohler · Cell: 603-620-2668
Property History
Estimated annual taxes for this property
- 2024
- $11,713
- 2023
- $11,420
- 2022
- $11,127
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Chesterfield
- 14
- Average list price
- $753,518
- Price range
- $295,000 – $1,600,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$4,604/ mo
- Principal & Interest
- $3,484
- Property Tax
- $976
- Home Insurance
- $144
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 495 North Shore Road, Chesterfield, NH
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 495 North Shore Road cost?
495 North Shore Road in Chesterfield, NH is listed for $689,000 on PrimeMLS.
That is about $413 per square foot of finished living space.
It came on the market on May 28, 2026.
How many bedrooms and bathrooms does 495 North Shore Road have?
495 North Shore Road in Chesterfield, NH has 2 bedrooms and 3 bathrooms (1 full and 2 three-quarter) in 1,668 square feet of finished living space.
Counting 864 finished square feet below grade, the MLS lists 2,532 finished square feet in total.
What heating and cooling does 495 North Shore Road have?
495 North Shore Road in Chesterfield, NH is heated by baseboard, oil, hot water, zoned and wood stove, per the MLS.
Cooling: wall unit(s).
What are the water and sewer systems at 495 North Shore Road?
495 North Shore Road in Chesterfield, NH has a private drilled well, per the MLS.
MLS details — water: drilled well, on-site well exists and private; sewer: 1250 gallon.
Electric: 200+ amp service and circuit breakers.
Other utilities: cable available.
Plan a water test and septic inspection during your inspection period.
Does 495 North Shore Road have a basement?
Yes. 495 North Shore Road in Chesterfield, NH has a basement with interior access, including 864 finished square feet.
The MLS describes it as unfinished.
What are the key features of 495 North Shore Road?
Inside, the MLS lists these features at 495 North Shore Road in Chesterfield, NH: blinds and basement laundry.
Outside: balcony, garden, natural shade and shed.
Flooring: carpet, hardwood, tile and vinyl.
Listed appliances: dishwasher, dryer, exhaust fan, electric range, refrigerator, water heater off boiler, washer and vented exhaust fan; confirm which ones convey in the purchase agreement.
What parking does 495 North Shore Road have?
The MLS lists no garage at 495 North Shore Road in Chesterfield, NH; parking is off a paved driveway.
Is 495 North Shore Road still for sale?
Yes. 495 North Shore Road in Chesterfield, NH is listed as Active on PrimeMLS (MLS #5091566).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 495 North Shore Road listed?
495 North Shore Road in Chesterfield, NH is listed by Charlotte A Marrocco-Mohler of BHHS Verani Nashua (603-888-4600).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What type of home is 495 North Shore Road?
495 North Shore Road in Chesterfield, NH is a single-family home built in 1995.
The MLS lists its style as Contemporary, with two stories.
What town is 495 North Shore Road in?
495 North Shore Road is in Chesterfield, New Hampshire 03462, in Cheshire County.
What is the lot size of 495 North Shore Road?
495 North Shore Road in Chesterfield, NH sits on 0.8 acres, per the MLS.
The lot is described as wooded.
It has 200 feet of road frontage (paved and public maintained road).
Zoning: RESIDE.
What are the annual property taxes for 495 North Shore Road?
Annual property taxes on 495 North Shore Road in Chesterfield, NH are $4,170 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Chesterfield assessing office.
How does the price of 495 North Shore Road compare with other Chesterfield listings?
At $689,000, 495 North Shore Road in Chesterfield, NH is priced close to the $699,900 median asking price of the 11 single-family homes for sale in Chesterfield on PrimeMLS as of November 3, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How can I see 495 North Shore Road in person?
To see 495 North Shore Road in Chesterfield, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.