Listed by Lovlien Realty Group LLC · David M Lovlien Jr. · 603-333-2836
Single Family Residence · Concord, NH
97 Penacook Street, Concord, NH
$724,500
$749,900 · changed Oct 20, 2026
Est. $3,663/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Beds
- 3
- Baths
- 3
- Sq Ft
- 3,226
- Built
- 1952
- MLS®
- #5102939
Property Description
From its address at 97 Penacook Street, this single-family home puts you in Concord, New Hampshire. On offer: 3 bedrooms, 3 bathrooms and 3,226 square feet of living space, at a list price of $724,500. The format is the classic one — a standalone home with no association between you and your plans for it. Beyond the basics, the listing carries a 2-acre lot, garage parking for 2 and 1952 construction. Browse the gallery and specs below; if it fits, we can have you through the door quickly.
Commanding a ridgetop perch with some of the most breathtaking vistas in all of Penacook and Concord, this extraordinary lifestyle estate presides over the Merrimack Valley, Oak Hill, Oxbow Pond, and Morrill Farm. Oriented due east, radiant morning light floods through soaring floor to ceiling windows in the great room and primary retreat. 3,200+ sq ft of finished living space marries timeless craftsmanship with refined modern comfort. The great room is anchored by a magnificent custom New York Riverstone hearth, monumental and singular, rising above exceptionally rare antique Virginia tobacco barnwood floors. An elegant dining area flows into a renovated chef's kitchen boasting new countertops, premium stainless steel appliances, bespoke cabinetry, abundant pantry storage, and a gas range. Two bedrooms include two sumptuous first-floor suites, each with a full bath. The palatial primary indulges with a walk-in closet, expansive bath, seating alcoves beneath towering windows, accent lighting, a honey oak ceiling, and direct passage to the sprawling deck. A third bedroom crowns the upper level, enveloped in gorgeous wood floors, walls, and ceilings. The living room enchants with wood-paneled walls, original wood beams, and an antique Glenwood stove, quintessential New England charm. A generous mudroom opens directly to the grounds, ideal for effortless entertaining, while first-floor laundry lends everyday convenience. The stately all-brick façade was crafted from storied decades-old Concord brick, echoed by a Z-pattern brick walkway in the coveted mid-century Concord tradition. Two lush acres flourish with hydrangeas, cherry trees, forsythia, trumpeter vines, burning bush, and a crabapple tree, framed by two majestic silver oaks once tapped for maple syrup. The heated two-car garage offers copious overhead storage. A vast rear patio captures sweeping valley panoramas, a peerless one of a kind lifestyle estate.
Location Highlights
97 Penacook Street is a single family residence in Concord, New Hampshire, listed at $724,500. That works out to about $225 per square foot, for a home built in 1952. It has been on the market for 3 months.
At this latitude, Concord averages roughly 8.4 hours of sun a day in June and 3.6 in December.
Zoned schools in the Merrimack Valley SAU #46: Penacook Elementary (Elementary), Merrimack Valley Middle School (Middle), MerrimackV (High). Always confirm zoning with the district office.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- Bedrooms
- 3
- Total Baths
- 3
- Full Baths
- 3
- SqFt
- 3,226
- Price / SqFt
- $224.58
- Property Type
- Single Family Residence
- Year Built
- 1952
- County
- NH-Merrimack
- Town
- Concord, NH
- Status
- Active
- Days on Market
- 39
Primary Features
- County
- NH-Merrimack
- Property Type
- Residential
- Year Built
- 1952
- Zoning
- RO - SFR View
Interior Features
- Appliances
- Dishwasher, Domestic Water Heater, Dryer, Microwave, Other, Gas Range, Refrigerator, Washer, Water Heater
- Basement
- Yes
- Basement Access Type
- Interior
- Basement Description
- Concrete, Concrete Floor, Full, Other, Interior Entry, Interior Stairs, Storage Space, Unfinished
- 1/4 Baths
- 0
- 3/4 Baths
- 0
- Cooling
- Central Air
- Electric
- 200+ Amp Service
- Flooring
- Hardwood, Other, Tile, Wood
- Heating
- Natural Gas
- Interior Features
- Cathedral Ceiling(s), Cedar Closet(s), Dining Area, Wood Fireplace, 1 Fireplace, Hearth, Kitchen Island, Laundry Hook-ups, Living/Dining, Primary BR w/ BA, Natural Light, Natural Woodwork, Other, Indoor Storage, Wood Stove Hook-up
- Rooms - Total
- 9
- SqFt-Approximate Finished Above Grade
- 3,226
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 3,226
- SqFt Approximate Total
- 9,646
Location Information
- School - District
- Merrimack Valley SAU #46
- School - Elementary
- Penacook Elementary
- School - High
- MerrimackV
- School - Middle/Jr
- Merrimack Valley Middle School
Financial Details
- Tax - Gross Amount
- $13,623.59
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Brick, Other, Hardwood Exterior, Other Exterior, Wood Exterior, Wood Siding
- Covenants
- Unknown
- Easements
- Unknown
- Flood Zone
- Unknown
- Pre-Construction
- No
- Property Sub Type
- Single Family Residence
- Resort
- No
- Seasonal
- Unknown
- Total Stories
- 1.25
- Surveyed
- Unknown
- Timeshare/Fractional Ownership
- No
External Features
- Color
- Brown
- Driveway
- Paved
- Exterior Features
- Deck, Partial Fence, Garden, Natural Shade, Other, Patio
- Foundation
- Concrete, Other, Poured Concrete
- Garage
- Yes
- Garage Capacity
- 2
- Lot Features
- Country Setting, Landscaped, Neighbor Business, Other, Secluded, Sloped, Views, Near Country Club, Near Golf Course, Near Paths, Near Shopping, Rural, Valley, Near Public Transit, Near Hospital, Near School(s), Private
- Lot - Acres
- 2
- Lot - SqFt
- 87,120
- Parking
- Covered, Driveway, Heated Garage, Garage, Off Street, On Site, Parking Spaces 6+, Paved, Storage Above
- Road Frontage Type
- Paved, Public Maintained Road, Public
- Road Frontage
- Yes
- Road Frontage Length
- 200
- Roof
- Metal
- Sewer
- Private
- Utilities
- Cable Available, Other, Phone Available
- Water Source
- Dug Well, Public
- Water Body Type
- Lake
MLS®: PrimeMLS #5102939; Listed by Lovlien Realty Group LLC · David M Lovlien Jr. · 603-333-2836
Property History
Estimated annual taxes for this property
- 2024
- $12,317
- 2023
- $12,009
- 2022
- $11,701
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Concord
- 92
- Average list price
- $446,392
- Price range
- $229,900 – $689,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$4,841/ mo
- Principal & Interest
- $3,663
- Property Tax
- $1,026
- Home Insurance
- $151
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 97 Penacook Street, Concord, NH
Assigned Schools
- Elementary
- Penacook Elementary
- Middle
- Merrimack Valley Middle School
- High School
- MerrimackV
- District
- Merrimack Valley SAU #46
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 97 Penacook Street cost?
97 Penacook Street in Concord, NH is listed for $724,500 on PrimeMLS.
That is about $225 per square foot of finished living space.
It came on the market on August 2, 2026.
How many bedrooms and bathrooms does 97 Penacook Street have?
97 Penacook Street in Concord, NH has 3 bedrooms and 3 bathrooms in 3,226 square feet of finished living space.
What parking does 97 Penacook Street have?
97 Penacook Street in Concord, NH has a 2-car garage and a paved driveway.
Parking details: covered, driveway, heated garage, garage, off street and on site.
What is the view from 97 Penacook Street?
Yes. The MLS lists views for 97 Penacook Street in Concord, NH.
What school district is 97 Penacook Street in?
The MLS places 97 Penacook Street in Concord, NH in the Merrimack Valley SAU #46.
Listed schools: Penacook Elementary (elementary), Merrimack Valley Middle School (middle) and MerrimackV (high).
School assignments can change; confirm with the district.
Is 97 Penacook Street still for sale?
Yes. 97 Penacook Street in Concord, NH is listed as Active on PrimeMLS (MLS #5102939).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 97 Penacook Street listed?
97 Penacook Street in Concord, NH is listed by David M Lovlien Jr. of Lovlien Realty Group LLC (603-333-2836).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What type of home is 97 Penacook Street?
97 Penacook Street in Concord, NH is a single-family home built in 1952.
The MLS lists its style as Cape, with 1.25 stories.
What town is 97 Penacook Street in?
97 Penacook Street is in Concord, New Hampshire 03303, in Merrimack County.
Location notes from the MLS: near country club, near golf course, near paths, near shopping, near public transit and near hospital.
What is the lot size of 97 Penacook Street?
97 Penacook Street in Concord, NH sits on 2 acres, per the MLS.
The lot is described as country setting, landscaped, neighbor business, secluded, sloped and rural.
It has 200 feet of road frontage (paved, public maintained road and public).
Zoning: RO - SFR View.
What are the annual property taxes for 97 Penacook Street?
Annual property taxes on 97 Penacook Street in Concord, NH are $13,623 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Concord assessing office.
What heating and cooling does 97 Penacook Street have?
97 Penacook Street in Concord, NH is heated by natural gas, per the MLS.
Cooling: central air.
What are the water and sewer systems at 97 Penacook Street?
97 Penacook Street in Concord, NH has public water and a private septic system, per the MLS.
MLS details — water: dug well and public; sewer: private.
Electric: 200+ amp service.
Other utilities: cable available and phone available.
Plan a water test and septic inspection during your inspection period.
Does 97 Penacook Street have a basement?
Yes. 97 Penacook Street in Concord, NH has a basement with interior access.
The MLS describes it as concrete, concrete floor, full, interior entry, interior stairs, storage space and unfinished.
What are the key features of 97 Penacook Street?
Inside, the MLS lists these features at 97 Penacook Street in Concord, NH: cathedral ceiling(s), cedar closet(s), dining area, wood fireplace, 1 fireplace, hearth, kitchen island and laundry hook-ups.
Outside: deck, partial fence, garden, natural shade and patio.
Flooring: hardwood, tile and wood.
Listed appliances: dishwasher, domestic water heater, dryer, microwave, gas range, refrigerator, washer and water heater; confirm which ones convey in the purchase agreement.
How does the price of 97 Penacook Street compare with other Concord listings?
At $724,500, 97 Penacook Street in Concord, NH is priced above the $537,500 median asking price of the 46 single-family homes for sale in Concord on PrimeMLS as of November 3, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How can I see 97 Penacook Street in person?
To see 97 Penacook Street in Concord, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.