Listed by Realty One Group Next Level · Steve Petz · 888-888-7653

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Single Family Residence · Dover, NH

ActiveFor SalePrice Reduced

45 Oak Street, Dover, NH

$499,900

$529,900 · changed Sep 15, 2026

Est. $2,528/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Beds
3
Baths
3
Sq Ft
1,348
Built
1882
MLS®
#5103678

Property Description

From its address at 45 Oak Street, this single-family home puts you in Dover, New Hampshire. On offer: 3 bedrooms, 3 bathrooms and 1,348 square feet of living space, at a list price of $499,900. The format is the classic one — a standalone home with no association between you and your plans for it. Beyond the basics, the listing carries a 0.18-acre lot, garage parking for 1 and 1882 construction. Browse the gallery and specs below; if it fits, we can have you through the door quickly.

Summer afternoons by the pool, morning coffee on the porch, and winter evenings beside a wood-burning fire. 45 Oak Street offers a lifestyle rarely found this close to downtown Dover. Set on a corner lot near Garrison Hill, this distinctive 1882 Cape/New Englander blends period character with a flexible floor plan. Sunlight, hardwood floors, classic trim, and wide openings give the main level an inviting flow. A brick fireplace anchors the living room, while the adjoining den and office, connected by French doors, offer adaptable space for work, reading, hobbies, or play. The bright eat-in kitchen features abundant white cabinetry, stainless steel appliances, a gas range, tiled backsplash, recessed and under-cabinet lighting, breakfast-bar seating, and room for a dining table. An enclosed three-season porch and half bath complete the first floor. Upstairs, the spacious primary bedroom feels like a retreat with a vaulted ceiling, exposed beams, skylight, built-in window seating, and walk-in closet. Two additional bedrooms and a separate sitting room share a generous full bath with a clawfoot soaking tub and separate shower. The partially finished lower level adds a bonus room, half bath, walkout access, laundry, utility space, and storage. Outside is where this property truly separates itself. The fenced backyard is arranged for summer living around a large in-ground pool, expansive deck, screened porch, covered entertaining area, and multiple places to lounge, dine, and gather beneath mature shade. A detached one-car garage, paved driveway, and public water and sewer add everyday convenience. Garrison Hill Park, downtown restaurants and shops, the Dover Community Trail, Wentworth-Douglass Hospital, Amtrak service, and Routes 16 and 4 are all close at hand. Historic character, flexible space, and a remarkable backyard make 45 Oak Street one to see. Schedule your private showing today!

Location Highlights

45 Oak Street is a single family residence in Dover, New Hampshire, listed at $499,900. That works out to about $371 per square foot, for a home built in 1882. It has been on the market for 3 months.

At this latitude, Dover averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools in the Dover School District SAU #11: Horne Street School (Elementary), Dover Middle School (Middle), DoverHighS (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

Bedrooms
3
Total Baths
3
Full Baths
1
SqFt
1,348
Price / SqFt
$370.85
Property Type
Single Family Residence
Year Built
1882
County
NH-Strafford
Town
Dover, NH
Status
Active
Days on Market
74

Primary Features

County
NH-Strafford
Property Type
Residential
Year Built
1882
Zoning
R-12

Interior Features

Appliances
Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
Basement
Yes
Basement Access Type
Walkout
Basement Description
Partially Finished, Interior Entry, Walk-Out Access
1/4 Baths
0
3/4 Baths
0
Cooling
None
Electric
Circuit Breakers
Flooring
Carpet, Tile, Wood, Vinyl Plank
Heating
Oil, Radiator, Steam
Interior Features
Ceiling Fan(s), Dining Area, Wood Fireplace, Kitchen/Dining, Natural Light, Natural Woodwork, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s), Basement Laundry
Rooms - Total
6
SqFt-Approximate Finished Above Grade
1,348
SqFt-Approximate Finished Below Grade
219
SqFt Approximate Total Finished
1,567
SqFt Approximate Total
2,118

Location Information

School - District
Dover School District SAU #11
School - Elementary
Horne Street School
School - High
DoverHighS
School - Middle/Jr
Dover Middle School

Financial Details

Tax - Gross Amount
$7,773.60
Tax Year
2026
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Wood Frame, Vinyl Exterior
Covenants
Unknown
Easements
Unknown
Flood Zone
No
Pre-Construction
No
Property Sub Type
Single Family Residence
Resort
No
Seasonal
No
Total Stories
One and One Half
Surveyed
Unknown
Timeshare/Fractional Ownership
No

External Features

Color
White
Driveway
Paved
Exterior Features
Deck, Full Fence, Gazebo, Natural Shade, In-Ground Pool, Enclosed Porch, Screened Porch
Foundation
Brick/Mortar, Stone
Garage
Yes
Garage Capacity
1
Lot Features
City Lot, Corner Lot, Level, Sidewalks, In Town, Near Country Club, Near Golf Course, Near Paths, Near Shopping, Neighborhood, Near Public Transit, Near Railroad, Near Hospital, Near School(s), Private
Lot - Acres
0.18
Lot - SqFt
7,841
Parking
Driveway, Garage, Paved
Road Frontage Type
Paved, Public
Road Frontage
TBD
Roof
Metal, Asphalt Shingle
Sewer
Public
Utilities
Cable, Propane
Water Source
Public

MLS®: PrimeMLS #5103678; Listed by Realty One Group Next Level · Steve Petz · 888-888-7653

Property History

Estimated annual taxes for this property

2024
$8,498
2023
$8,286
2022
$8,073

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Dover
141
Average list price
$788,450
Price range
$360,000 – $2,600,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$3,340/ mo

Principal & Interest
$2,528
Property Tax
$708
Home Insurance
$104

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 45 Oak Street, Dover, NH

Assigned Schools

Elementary
Horne Street School
Middle
Dover Middle School
High School
DoverHighS
District
Dover School District SAU #11

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How much does 45 Oak Street cost?

45 Oak Street in Dover, NH is listed for $499,900 on PrimeMLS.

That is about $371 per square foot of finished living space.

It came on the market on August 6, 2026.

How many bedrooms and bathrooms does 45 Oak Street have?

45 Oak Street in Dover, NH has 3 bedrooms and 3 bathrooms (1 full and 2 half) in 1,348 square feet of finished living space.

Counting 219 finished square feet below grade, the MLS lists 1,567 finished square feet in total.

What is the lot size of 45 Oak Street?

45 Oak Street in Dover, NH sits on 0.18 acres, per the MLS.

The lot is described as city lot, corner lot, level and private.

Zoning: R-12.

The MLS lists it as outside a flood zone.

What are the annual property taxes for 45 Oak Street?

Annual property taxes on 45 Oak Street in Dover, NH are $7,773 for the 2026 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Dover assessing office.

What heating and cooling does 45 Oak Street have?

45 Oak Street in Dover, NH is heated by oil, radiator and steam, per the MLS.

The MLS lists no cooling system.

What are the water and sewer systems at 45 Oak Street?

45 Oak Street in Dover, NH has public water and public sewer, per the MLS.

MLS details — water: public; sewer: public.

Electric: circuit breakers.

Other utilities: cable and propane.

Does 45 Oak Street have a basement?

Yes. 45 Oak Street in Dover, NH has a basement with walkout access, including 219 finished square feet.

The MLS describes it as partially finished, interior entry and walk-out access.

What are the key features of 45 Oak Street?

Inside, the MLS lists these features at 45 Oak Street in Dover, NH: ceiling fan(s), dining area, wood fireplace, kitchen/dining, natural light, natural woodwork, soaking tub and vaulted ceiling(s).

Outside: deck, full fence, gazebo, natural shade, in-ground pool, enclosed porch and screened porch.

Flooring: carpet, tile, wood and vinyl plank.

Listed appliances: dishwasher, dryer, microwave, gas range, refrigerator and washer; confirm which ones convey in the purchase agreement.

What parking does 45 Oak Street have?

45 Oak Street in Dover, NH has a 1-car garage and a paved driveway.

Parking details: driveway, garage and paved.

What school district is 45 Oak Street in?

The MLS places 45 Oak Street in Dover, NH in the Dover School District SAU #11.

Listed schools: Horne Street School (elementary), Dover Middle School (middle) and DoverHighS (high).

School assignments can change; confirm with the district.

Is 45 Oak Street still for sale?

Yes. 45 Oak Street in Dover, NH is listed as Active on PrimeMLS (MLS #5103678).

Status can change quickly; contact us to confirm availability before you visit.

Which brokerage has 45 Oak Street listed?

45 Oak Street in Dover, NH is listed by Steve Petz of Realty One Group Next Level (888-888-7653).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What type of home is 45 Oak Street?

45 Oak Street in Dover, NH is a single-family home built in 1882.

The MLS lists its style as Cape, New Englander, with one and a half stories.

What town is 45 Oak Street in?

45 Oak Street is in Dover, New Hampshire 03820, in Strafford County.

Location notes from the MLS: sidewalks, in town, near country club, near golf course, near paths and near shopping.

How does the price of 45 Oak Street compare with other Dover listings?

At $499,900, 45 Oak Street in Dover, NH is priced below the $749,900 median asking price of the 56 single-family homes for sale in Dover on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How can I see 45 Oak Street in person?

To see 45 Oak Street in Dover, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.