Listed by Costantino Real Estate LLC · Salina McLellan · 603-539-3200

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Single Family Residence · Effingham, NH

ActiveFor SalePrice Reduced

104 Bailey Road, Effingham, NH

$485,000

$499,000 · changed Aug 3, 2026

Est. $2,452/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Beds
1
Baths
1
Sq Ft
714
Built
1960
MLS®
#5089306

Property Description

Set in Effingham, New Hampshire, 104 Bailey Road is a single-family home built in 1960, now offered at $485,000. The layout delivers 1 bedroom, 1 bathroom and 714 square feet of living space. Single-family ownership here means your own land, your own walls and room to make the property yours. The numbers worth knowing: a 0.26-acre lot and roughly $679 per square foot. Browse the gallery and specs below; if it fits, we can have you through the door quickly.

This waterfront home offers 100 feet of owned shoreline, a private dock, and wide-open views stretching straight to the mountains. Set on a manageable .26-acre lot, it offers the relaxed, timeless feel of classic year-round lake living. From the moment you arrive, the property feels ready for lake days. The flat, open lot is perfect for setting up an evening by the water, afternoon games, or getting ready for a slow cruise around the lake. When you head indoors, the living room opens into the combined kitchen and dining area, keeping the easy flow of the day going. You’ll find the bedroom just off the kitchen. A short hall leads to a practical ¾ bath with everything you need, and beyond that, a surprisingly spacious family room. A slider opens to the lake side of the property, with open water and mountain views that make this spot a true highlight of the home. Toward the back of the lot, a finished bunkhouse creates an effortless landing spot for summer visitors, with electricity, handy countertop and cabinet space, a mini-fridge, and enough room to relax after a day on the water. Your shoreline and dock make it simple to enjoy the lake from morning to evening, whether you start the day by the water, spend a little time on the sandy edge, or head over to nearby Province Lake Golf, local dining, or the shops and restaurants of North Conway. A Rinnai heater provides warmth, and the location offers an easy blend of lake living and everyday convenience. Quick access to Routes 153 and 16.

Location Highlights

104 Bailey Road is a single family residence in Effingham, New Hampshire, listed at $485,000. That works out to about $679 per square foot, for a home built in 1960. It has been on the market for 6 months.

From here it is 32.5 miles to Waterville Valley Resort and 34.9 miles to Downtown Plymouth / Main Street. At this latitude, Effingham averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools: Effingham Elementary School (Elementary), Kingswood Regional Middle Sch (Middle), KingswoodR (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

Bedrooms
1
Total Baths
1
SqFt
714
Price / SqFt
$679.27
Property Type
Single Family Residence
Year Built
1960
County
NH-Carroll
Town
Effingham, NH
Status
Active
Days on Market
157

Primary Features

County
NH-Carroll
Property Type
Residential
Year Built
1960
Zoning
Province Lake District

Interior Features

Appliances
Electric Water Heater, Mini Fridge, Electric Range, Refrigerator, Electric Stove
Basement
No
1/4 Baths
0
3/4 Baths
1
Cooling
Wall Unit(s)
Electric
100 Amp Service, Circuit Breakers
Flooring
Carpet, Laminate
Heating
Propane, Vented Gas Heater, Wall Units
Interior Features
Furnished, Kitchen/Dining
Rooms - Total
4
SqFt-Approximate Finished Above Grade
714
SqFt-Approximate Finished Below Grade
0
SqFt Approximate Total Finished
714
SqFt Approximate Total
714

Location Information

School - Elementary
Effingham Elementary School
School - High
KingswoodR
School - Middle/Jr
Kingswood Regional Middle Sch

Financial Details

Electric Company
Eversource
Tax - Gross Amount
$6,861
Tax Year
2025
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Batts Insulation, Wood Frame, Vinyl Siding
Covenants
Unknown
Easements
Unknown
Flood Zone
No
Pre-Construction
No
Property Sub Type
Single Family Residence
Seasonal
Yes
Total Stories
One
Surveyed
Unknown
Timeshare/Fractional Ownership
No
Water Access Details
Beach Access, Cross a Street to Access, Deep Water Access, Dock Access

External Features

Color
White
Driveway
Dirt, Gravel
Exterior Features
Boat Slip, Shed
Foundation
Post/Piers, Skirted
Garage
No
Lot Features
Country Setting, Landscaped, Level, Mountain View, Views
Lot - Acres
0.26
Lot - SqFt
11,326
Road Frontage Type
Paved, Public Maintained Road
Road Frontage
Yes
Road Frontage Length
100
Roof
Architectural Shingle
Sewer
Private, On-Site Septic Exists, Septic Tank
Utilities
Cable Available, Propane
Water Source
Driven Point, Private
Water Body Type
Lake

MLS®: PrimeMLS #5089306; Listed by Costantino Real Estate LLC · Salina McLellan · 603-539-3200

Property History

Estimated annual taxes for this property

2024
$8,245
2023
$8,039
2022
$7,833

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Effingham
18
Average list price
$798,916
Price range
$115,000 – $3,250,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$3,241/ mo

Principal & Interest
$2,452
Property Tax
$687
Home Insurance
$101

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 104 Bailey Road, Effingham, NH

Assigned Schools

Elementary
Effingham Elementary School
Middle
Kingswood Regional Middle Sch
High School
KingswoodR

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How big is 104 Bailey Road?

104 Bailey Road in Effingham, NH has 1 bedroom and 1 bathroom in 714 square feet of finished living space.

What is the asking price of 104 Bailey Road?

104 Bailey Road in Effingham, NH is listed for $485,000 on PrimeMLS.

That is about $679 per square foot of finished living space.

It came on the market on May 16, 2026.

What features does 104 Bailey Road have?

Inside, the MLS lists these features at 104 Bailey Road in Effingham, NH: furnished and kitchen/dining.

Outside: boat slip and shed.

Flooring: carpet and laminate.

Listed appliances: electric water heater, mini fridge, electric range, refrigerator and electric stove; confirm which ones convey in the purchase agreement.

Does 104 Bailey Road have a garage?

The MLS lists no garage at 104 Bailey Road in Effingham, NH; parking is off a dirt and gravel driveway.

Is 104 Bailey Road on the water?

Yes. The MLS lists 104 Bailey Road in Effingham, NH as a waterfront property on a lake.

Water access: beach access, cross a street to access, deep water access and dock access.

The MLS also notes mountain view.

Confirm frontage, shoreland rules and any dock or beach rights during due diligence.

What schools serve 104 Bailey Road?

The MLS lists these schools for 104 Bailey Road in Effingham, NH: Effingham Elementary School (elementary), Kingswood Regional Middle Sch (middle) and KingswoodR (high).

School assignments can change; confirm with the district.

Is 104 Bailey Road still available?

Yes. 104 Bailey Road in Effingham, NH is listed as Active on PrimeMLS (MLS #5089306).

Status can change quickly; contact us to confirm availability before you visit.

Who is the listing agent for 104 Bailey Road?

104 Bailey Road in Effingham, NH is listed by Salina McLellan of Costantino Real Estate LLC (603-539-3200).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What kind of property is 104 Bailey Road?

104 Bailey Road in Effingham, NH is a single-family home built in 1960.

The MLS lists its style as Cottage/Camp, with one story.

The MLS marks it as a seasonal property, so check year-round access and systems.

Where is 104 Bailey Road located?

104 Bailey Road is in Effingham, New Hampshire 03882, in Carroll County.

How much land comes with 104 Bailey Road?

104 Bailey Road in Effingham, NH sits on 0.26 acres, per the MLS.

The lot is described as country setting, landscaped and level.

It has 100 feet of road frontage (paved and public maintained road).

Zoning: Province Lake District.

The MLS lists it as outside a flood zone.

How much are the property taxes on 104 Bailey Road?

Annual property taxes on 104 Bailey Road in Effingham, NH are $6,861 for the 2025 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Effingham assessing office.

How is 104 Bailey Road heated?

104 Bailey Road in Effingham, NH is heated by propane, vented gas heater and wall units, per the MLS.

Cooling: wall unit(s).

Does 104 Bailey Road have town water and sewer?

104 Bailey Road in Effingham, NH has a private well and a private septic system, per the MLS.

MLS details — water: driven point and private; sewer: private, on-site septic exists and septic tank.

Electric: 100 amp service and circuit breakers (Eversource).

Other utilities: cable available and propane.

Plan a water test and septic inspection during your inspection period.

Is there a basement at 104 Bailey Road?

No. The MLS lists no basement at 104 Bailey Road in Effingham, NH.

How does the price of 104 Bailey Road compare with other Effingham listings?

At $485,000, 104 Bailey Road in Effingham, NH is priced below the $599,990 median asking price of the 13 single-family homes for sale in Effingham on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How do I schedule a showing of 104 Bailey Road?

To see 104 Bailey Road in Effingham, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.