Listed by Senne Residential LLC · Paul Wheeler · 603-356-9444

Single Family Residence · Effingham, NH

ActiveFor SalePrice Reduced

35 Oak Avenue, Effingham, NH

$799,900

$824,000 · changed Jul 27, 2026

Est. $4,045/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Beds
3
Baths
1
Sq Ft
896
Built
1929
MLS®
#5091869

Property Description

Welcome to 35 Oak Avenue, a single-family home in Effingham, New Hampshire. The home offers 3 bedrooms, 1 bathroom and 896 square feet of living space, listed at $799,900. Single-family ownership here means your own land, your own walls and room to make the property yours. The numbers worth knowing: a 0.24-acre lot, 1929 construction and roughly $893 per square foot. See the listing's full details below, and reach out for a private showing of 35 Oak Avenue.

This property offers a rare combination of privacy and flexibility, featuring two additional lots of record included in the purchase. The existing cottage sits just feet from the water’s edge, boasting over 90 feet of pristine frontage on Province Lake, a cozy fieldstone fireplace, and a thoughtfully upgraded kitchen. From the shoreline, the home enjoys sunny exposure and beautiful mountain views, with a partially finished second floor providing an excellent opportunity to further enlarge the living space. In addition, the property offers an adjacent .35-acre waterfront lot with 143 feet of additional lake frontage and an abutting .671-acre back lot suitable for further expansion. Whether you choose to build on, sell, or simply keep these remaining lots to preserve the extra privacy that is so difficult to find on the lake today, this property provides a versatile footprint for your future enjoyment of the best NH’s lakes and mountains region offers.

Location Highlights

35 Oak Avenue is a single family residence in Effingham, New Hampshire, listed at $799,900. That works out to about $893 per square foot, for a home built in 1929. It has been on the market for 5 months.

From here it is 32.2 miles to Waterville Valley Resort and 34.5 miles to Downtown Plymouth / Main Street. At this latitude, Effingham averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools in the Governor Wentworth Regional: Effingham Elementary School (Elementary), Kingswood Regional Middle Sch (Middle), KingswoodR (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

Bedrooms
3
Total Baths
1
SqFt
896
Price / SqFt
$892.75
Property Type
Single Family Residence
Year Built
1929
County
NH-Carroll
Town
Effingham, NH
Status
Active
Days on Market
143

Primary Features

County
NH-Carroll
Property Type
Residential
Year Built
1929
Zoning
Residential Lake District

Interior Features

Appliances
Microwave, Electric Range, Refrigerator
Basement
Yes
Basement Access Type
Walkout
Basement Description
Crawl Space
1/4 Baths
0
3/4 Baths
1
Cooling
None
Electric
100 Amp Service, Circuit Breakers
Flooring
Vinyl, Wood
Heating
Electric, Wood
Interior Features
Dining Area, Fireplace Screens/Equip, Wood Fireplace, 1 Fireplace
Rooms - Total
6
SqFt-Approximate Finished Above Grade
896
SqFt-Approximate Finished Below Grade
0
SqFt Approximate Total Finished
896
SqFt Approximate Total
2,464

Location Information

School - District
Governor Wentworth Regional
School - Elementary
Effingham Elementary School
School - High
KingswoodR
School - Middle/Jr
Kingswood Regional Middle Sch

Financial Details

Cable Company
Spectrum
Possession
Close Of Escrow
Tax - Gross Amount
$8,630
Tax Year
2025
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Clapboard
Covenants
No
Flood Zone
No
Pre-Construction
No
Property Sub Type
Single Family Residence
Seasonal
Yes
Total Stories
Two
Surveyed
Yes
Timeshare/Fractional Ownership
No

External Features

Color
White
Driveway
Gravel
Exterior Features
Boat Slip, Dock, Natural Shade, Private Dock, Shed
Foundation
Block
Garage
No
Lot Features
Country Setting, Level, Mountain View, Views, Walking Trails, Wooded, Near Country Club, Near Golf Course, Near Paths, Near Skiing, Near Snowmobile Trails
Lot - Acres
0.24
Lot - SqFt
10,454
Road Frontage Type
Shared
Road Frontage
No
Roof
Asphalt Shingle
Sewer
1000 Gallon, Drywell
Utilities
Cable Available
Water Source
Dug Well, On-Site Well Exists, Private
Water Body Type
Lake

MLS®: PrimeMLS #5091869; Listed by Senne Residential LLC · Paul Wheeler · 603-356-9444

Property History

Estimated annual taxes for this property

2024
$13,598
2023
$13,258
2022
$12,918

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Effingham
18
Average list price
$798,916
Price range
$115,000 – $3,250,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$5,345/ mo

Principal & Interest
$4,045
Property Tax
$1,133
Home Insurance
$167

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 35 Oak Avenue, Effingham, NH

Assigned Schools

Elementary
Effingham Elementary School
Middle
Kingswood Regional Middle Sch
High School
KingswoodR
District
Governor Wentworth Regional

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How much does 35 Oak Avenue cost?

35 Oak Avenue in Effingham, NH is listed for $799,900 on PrimeMLS.

That is about $893 per square foot of finished living space.

It came on the market on May 30, 2026.

How many bedrooms and bathrooms does 35 Oak Avenue have?

35 Oak Avenue in Effingham, NH has 3 bedrooms and 1 bathroom in 896 square feet of finished living space.

Does 35 Oak Avenue have a basement?

Yes. 35 Oak Avenue in Effingham, NH has a basement with walkout access.

The MLS describes it as crawl space.

What are the key features of 35 Oak Avenue?

Inside, the MLS lists these features at 35 Oak Avenue in Effingham, NH: dining area, fireplace screens/equip, wood fireplace and 1 fireplace.

Outside: boat slip, dock, natural shade, private dock and shed.

Flooring: vinyl and wood.

Listed appliances: microwave, electric range and refrigerator; confirm which ones convey in the purchase agreement.

What parking does 35 Oak Avenue have?

The MLS lists no garage at 35 Oak Avenue in Effingham, NH; parking is off a gravel driveway.

Is 35 Oak Avenue a waterfront property?

Yes. The MLS lists 35 Oak Avenue in Effingham, NH as a waterfront property on a lake.

The MLS lists a dock and private dock.

The MLS also notes mountain view.

Confirm frontage, shoreland rules and any dock or beach rights during due diligence.

What school district is 35 Oak Avenue in?

The MLS places 35 Oak Avenue in Effingham, NH in the Governor Wentworth Regional school district.

Listed schools: Effingham Elementary School (elementary), Kingswood Regional Middle Sch (middle) and KingswoodR (high).

School assignments can change; confirm with the district.

Is 35 Oak Avenue still for sale?

Yes. 35 Oak Avenue in Effingham, NH is listed as Active on PrimeMLS (MLS #5091869).

Status can change quickly; contact us to confirm availability before you visit.

Which brokerage has 35 Oak Avenue listed?

35 Oak Avenue in Effingham, NH is listed by Paul Wheeler of Senne Residential LLC (603-356-9444).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What type of home is 35 Oak Avenue?

35 Oak Avenue in Effingham, NH is a single-family home built in 1929.

The MLS lists its style as Cabin, Cottage/Camp, with two stories.

The MLS marks it as a seasonal property, so check year-round access and systems.

What town is 35 Oak Avenue in?

35 Oak Avenue is in Effingham, New Hampshire 03882, in Carroll County.

Location notes from the MLS: walking trails, near country club, near golf course, near paths, near skiing and near snowmobile trails.

What is the lot size of 35 Oak Avenue?

35 Oak Avenue in Effingham, NH sits on 0.24 acres, per the MLS.

The lot is described as country setting, level and wooded.

Zoning: Residential Lake District.

The MLS says the lot has been surveyed.

The MLS lists it as outside a flood zone.

What are the annual property taxes for 35 Oak Avenue?

Annual property taxes on 35 Oak Avenue in Effingham, NH are $8,630 for the 2025 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Effingham assessing office.

What heating and cooling does 35 Oak Avenue have?

35 Oak Avenue in Effingham, NH is heated by electric and wood, per the MLS.

The MLS lists no cooling system.

What are the water and sewer systems at 35 Oak Avenue?

35 Oak Avenue in Effingham, NH has a private dug well, per the MLS.

MLS details — water: dug well, on-site well exists and private; sewer: 1000 gallon and drywell.

Electric: 100 amp service and circuit breakers.

Other utilities: cable available; cable provider Spectrum.

Plan a water test and septic inspection during your inspection period.

How does the price of 35 Oak Avenue compare with other Effingham listings?

At $799,900, 35 Oak Avenue in Effingham, NH is priced above the $599,990 median asking price of the 13 single-family homes for sale in Effingham on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How can I see 35 Oak Avenue in person?

To see 35 Oak Avenue in Effingham, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.