Listed by Costantino Real Estate LLC · Ed Shannon · 603-539-3200
Single Family Residence · Effingham, NH
681 Province Lake Road, Effingham, NH
$489,000
Est. $2,473/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Beds
- 3
- Baths
- 2
- Sq Ft
- 2,560
- Built
- 1850
- MLS®
- #5100576
Property Description
Here's your chance at a Effingham single-family home: 681 Province Lake Road, priced at $489,000. Expect 3 bedrooms, 2 bathrooms and 2,560 square feet of living space. Homes like this trade on the fundamentals: space, privacy and a New Hampshire address that works year-round. Also on the sheet: a 58-acre lot, garage parking for 4 and 1850 construction. Scroll on for current photos, the complete spec sheet and this Effingham listing's market context.
Come and explore this charming Cape-style home, built in 1850, nestled on 58 acres of scenic land in the Historic District of Effingham, NH. This delightful residence features 2 bedrooms and 1.5 bathrooms, with a convenient laundry room located on the first floor. Upon entering through the front door, you'll find a cozy bedroom with a half bathroom to your left and a welcoming living room to your right. Straight down the entryway, you’ll discover a second bedroom, followed by a combined bathroom and laundry room. The small yet functional kitchen leads to a spacious dining room, complete with a wood fireplace and pellet stove for the cold nights. From the dining room you can go out to the back deck or into the back shed where there is plenty of storage. Upstairs you have a third bedroom and a bonus room along with some Attic Space. Outside there a 32x40 garage/barn added for your vehicles or recreational vehicles. This barn has a 200amp service as well has hook ups for welding if you need to repair some equipment. THIS HOME IS BEING SOLD AS IS, less the furnishings and personal items.
Location Highlights
681 Province Lake Road is a single family residence in Effingham, New Hampshire, listed at $489,000. That works out to about $191 per square foot, for a home built in 1850. It has been on the market for 4 months.
From here it is 30.2 miles to Waterville Valley Resort and 33.6 miles to Owl's Nest Resort. At this latitude, Effingham averages roughly 8.4 hours of sun a day in June and 3.6 in December.
Zoned schools in the Governor Wentworth Regional: Effingham Elementary School (Elementary), Kingswood Regional Middle (Middle), KingswoodR (High). Always confirm zoning with the district office.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- Bedrooms
- 3
- Total Baths
- 2
- SqFt
- 2,560
- Price / SqFt
- $191.02
- Property Type
- Single Family Residence
- Year Built
- 1850
- County
- NH-Carroll
- Town
- Effingham, NH
- Status
- Active
- Days on Market
- 61
Primary Features
- County
- NH-Carroll
- Property Type
- Residential
- Year Built
- 1850
- Zoning
- HISTOR
Interior Features
- Appliances
- Dishwasher, Refrigerator, Water Heater off Boiler, Gas Stove
- Basement
- Yes
- Basement Access Type
- Interior
- Basement Description
- Bulkhead, Concrete, Unfinished, Basement Stairs
- 1/4 Baths
- 0
- 3/4 Baths
- 1
- Cooling
- None
- Electric
- 200+ Amp Service, Circuit Breakers
- Flooring
- Laminate, Softwood
- Heating
- Pellet Stove, Hot Water
- Interior Features
- Attic with Hatch/Scuttle, Wood Fireplace, 1 Fireplace, 1st Floor Laundry
- Rooms - Total
- 7
- SqFt-Approximate Finished Above Grade
- 2,560
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 2,560
- SqFt Approximate Total
- 4,856
Location Information
- School - District
- Governor Wentworth Regional
- School - Elementary
- Effingham Elementary School
- School - High
- KingswoodR
- School - Middle/Jr
- Kingswood Regional Middle
Financial Details
- Electric Company
- Eversourse
- Fuel Company
- CN BRown
- Tax - Gross Amount
- $7,596
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Clapboard, Wood Exterior
- Covenants
- Yes
- Flood Zone
- No
- Pre-Construction
- No
- Property Sub Type
- Single Family Residence
- Seasonal
- No
- Total Stories
- Two
- Surveyed
- Unknown
- Timeshare/Fractional Ownership
- No
External Features
- Color
- White
- Driveway
- Other, Paved
- Exterior Features
- Deck, Garden, Porch, Covered Porch
- Foundation
- Granite, Poured Concrete, Concrete Slab
- Garage
- Yes
- Garage Capacity
- 4
- Lot Features
- Country Setting, Pasture, Hilly, Sloped, Wooded, Near Golf Course, Near ATV Trail
- Lot - Acres
- 58
- Lot - SqFt
- 2,526,480
- Parking
- Barn, Driveway, Paved, Parking Spaces 4
- Road Frontage Type
- Paved, Public Maintained Road, Public
- Road Frontage
- Yes
- Road Frontage Length
- 300
- Roof
- Metal
- Sewer
- 1250 Gallon, Concrete, Leach Field, Leach Field On-Site, Private, On-Site Septic Exists
- Utilities
- Propane
- Water Source
- Dug Well, On-Site Well Exists, Private
MLS®: PrimeMLS #5100576; Listed by Costantino Real Estate LLC · Ed Shannon · 603-539-3200
Property History
Estimated annual taxes for this property
- 2024
- $8,313
- 2023
- $8,105
- 2022
- $7,897
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Effingham
- 18
- Average list price
- $798,916
- Price range
- $115,000 – $3,250,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$3,267/ mo
- Principal & Interest
- $2,473
- Property Tax
- $693
- Home Insurance
- $102
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 681 Province Lake Road, Effingham, NH
Assigned Schools
- Elementary
- Effingham Elementary School
- Middle
- Kingswood Regional Middle
- High School
- KingswoodR
- District
- Governor Wentworth Regional
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 681 Province Lake Road cost?
681 Province Lake Road in Effingham, NH is listed for $489,000 on PrimeMLS.
That is about $191 per square foot of finished living space.
It came on the market on July 18, 2026.
How many bedrooms and bathrooms does 681 Province Lake Road have?
681 Province Lake Road in Effingham, NH has 3 bedrooms and 2 bathrooms (1 three-quarter and 1 half) in 2,560 square feet of finished living space.
What heating and cooling does 681 Province Lake Road have?
681 Province Lake Road in Effingham, NH is heated by pellet stove and hot water, per the MLS.
The MLS lists no cooling system.
What are the water and sewer systems at 681 Province Lake Road?
681 Province Lake Road in Effingham, NH has a private dug well and a private septic system, per the MLS.
MLS details — water: dug well, on-site well exists and private; sewer: 1250 gallon, concrete, leach field, leach field on-site, private and on-site septic exists.
Electric: 200+ amp service and circuit breakers (Eversourse).
Other utilities: propane.
Plan a water test and septic inspection during your inspection period.
Does 681 Province Lake Road have a basement?
Yes. 681 Province Lake Road in Effingham, NH has a basement with interior access.
The MLS describes it as bulkhead, concrete, unfinished and basement stairs.
What are the key features of 681 Province Lake Road?
Inside, the MLS lists these features at 681 Province Lake Road in Effingham, NH: attic with hatch/scuttle, wood fireplace, 1 fireplace and 1st floor laundry.
Outside: deck, garden, porch and covered porch.
Flooring: laminate and softwood.
Listed appliances: dishwasher, refrigerator, water heater off boiler and gas stove; confirm which ones convey in the purchase agreement.
What parking does 681 Province Lake Road have?
681 Province Lake Road in Effingham, NH has a 4-car garage and a paved driveway.
Parking details: barn, driveway, paved and parking spaces 4.
What school district is 681 Province Lake Road in?
The MLS places 681 Province Lake Road in Effingham, NH in the Governor Wentworth Regional school district.
Listed schools: Effingham Elementary School (elementary), Kingswood Regional Middle (middle) and KingswoodR (high).
School assignments can change; confirm with the district.
Is 681 Province Lake Road still for sale?
Yes. 681 Province Lake Road in Effingham, NH is listed as Active on PrimeMLS (MLS #5100576).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 681 Province Lake Road listed?
681 Province Lake Road in Effingham, NH is listed by Ed Shannon of Costantino Real Estate LLC (603-539-3200).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What type of home is 681 Province Lake Road?
681 Province Lake Road in Effingham, NH is a single-family home built in 1850.
The MLS lists its style as Cape, with two stories.
What town is 681 Province Lake Road in?
681 Province Lake Road is in Effingham, New Hampshire 03882, in Carroll County.
Location notes from the MLS: near golf course and near ATV trail.
What is the lot size of 681 Province Lake Road?
681 Province Lake Road in Effingham, NH sits on 58 acres, per the MLS.
The lot is described as country setting, pasture, hilly, sloped and wooded.
It has 300 feet of road frontage (paved, public maintained road and public).
Zoning: HISTOR.
The MLS lists it as outside a flood zone.
The MLS notes covenants; review them in the deed and title work.
What are the annual property taxes for 681 Province Lake Road?
Annual property taxes on 681 Province Lake Road in Effingham, NH are $7,596 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Effingham assessing office.
How does the price of 681 Province Lake Road compare with other Effingham listings?
At $489,000, 681 Province Lake Road in Effingham, NH is priced below the $599,990 median asking price of the 13 single-family homes for sale in Effingham on PrimeMLS as of November 3, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How can I see 681 Province Lake Road in person?
To see 681 Province Lake Road in Effingham, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.