Listed by The Thomas Group of Northern New England, LLC · Bobbie Lynn Thomas · 603-703-7007
Residential Income · Franklin, NH
104 Prospect Street, Franklin, NH
$449,000
Est. $2,270/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Sq Ft
- 3,921
- Built
- 1900
- MLS®
- #5114586
Property Description
A multi-family income property with New Hampshire roots, 104 Prospect Street in Franklin dates to 1900 and lists at $449,000. The home provides 3,921 square feet of living space. As a multi-unit property it works two ways: live in one unit while the others pay the mortgage, or run the whole building as an investment. The numbers worth knowing: a 0.26-acre lot and roughly $115 per square foot. The full photo gallery, live pricing and every MLS detail for 104 Prospect Street follow below.
Great investment opportunity in Franklin, NH! This four-unit multifamily property is situated on a level, .26-acre corner lot and features three 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit. A major advantage for investors is the separately metered utilities, with tenants responsible for their own natural gas heat, hot water, and electricity. The owner pays only for public water and sewer! The full unfinished basement provides ample storage space and additional laundry hookups. The attic offers potential for additional finished space, whether expanding Unit 1 or exploring the possibility of an additional unit, subject to all necessary municipal approvals. Outside, you'll find a paved driveway offering plenty of off-street parking, along with a spacious front yard with potential for additional parking. The nicely shaded backyard offers a peaceful outdoor space with room for gardening. Seller is offering a credit at closing toward roof replacement!
Location Highlights
104 Prospect Street is a residential income in Franklin, New Hampshire, listed at $449,000. That works out to about $115 per square foot, for a home built in 1900. It has been on the market for 17 days.
From here it is 21.6 miles to Downtown Plymouth / Main Street and 29.7 miles to Owl's Nest Resort. At this latitude, Franklin averages roughly 8.4 hours of sun a day in June and 3.6 in December.
Zoned schools in the Franklin School District: Paul A. Smith School (Elementary), Franklin Middle School (Middle), Franklin High School (High). Always confirm zoning with the district office.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- SqFt
- 3,921
- Price / SqFt
- $114.51
- Property Type
- Residential Income
- Year Built
- 1900
- County
- NH-Merrimack
- Town
- Franklin, NH
- Status
- Active
- Days on Market
- 5
Primary Features
- County
- NH-Merrimack
- Property Type
- Residential Income
- Year Built
- 1900
- Zoning
- R3W&S
Interior Features
- Appliances
- Natural Gas Water Heater
- Basement
- Yes
- Basement Access Type
- Walk-up
- Basement Description
- Bulkhead, Concrete Floor, Full, Interior Entry, Exterior Entry, Interior Stairs, Storage Space, Sump Pump, Unfinished, Basement Stairs
- Cooling
- None
- Electric
- Circuit Breakers
- Flooring
- Wood
- Heating
- Natural Gas
- SqFt-Approximate Finished Above Grade
- 3,921
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 3,921
- SqFt Approximate Total
- 6,888
Location Information
- School - District
- Franklin School District
- School - Elementary
- Paul A. Smith School
- School - High
- Franklin High School
- School - Middle/Jr
- Franklin Middle School
Financial Details
- Electric Company
- Eversource
- Fuel Company
- Liberty
- Possession
- Close Of Escrow
- Tax - Gross Amount
- $6,223
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Wood Siding
- Covenants
- Unknown
- Easements
- Unknown
- Flood Zone
- No
- Pre-Construction
- No
- Seasonal
- No
- Total Stories
- Two
- Surveyed
- Unknown
External Features
- Color
- White
- Driveway
- Paved
- Exterior Features
- Garden, Natural Shade
- Foundation
- Brick/Mortar, Fieldstone
- Garage
- No
- Lot Features
- Corner Lot, Level
- Lot - Acres
- 0.26
- Lot - SqFt
- 11,326
- Parking
- Driveway, Off Street, Parking Spaces 11 - 20, Paved
- Road Frontage Type
- Paved, Public
- Road Frontage
- Yes
- Road Frontage Length
- 126
- Roof
- Asphalt Shingle
- Sewer
- Public
- Utilities
- Cable Available, Gas On-Site
- Water Source
- Public
MLS®: PrimeMLS #5114586; Listed by The Thomas Group of Northern New England, LLC · Bobbie Lynn Thomas · 603-703-7007
Property History
Estimated annual taxes for this property
- 2024
- $7,633
- 2023
- $7,442
- 2022
- $7,251
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Franklin
- 39
- Average list price
- $388,600
- Price range
- $69,900 – $759,900
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$3,000/ mo
- Principal & Interest
- $2,270
- Property Tax
- $636
- Home Insurance
- $94
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 104 Prospect Street, Franklin, NH
Assigned Schools
- Elementary
- Paul A. Smith School
- Middle
- Franklin Middle School
- High School
- Franklin High School
- District
- Franklin School District
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 104 Prospect Street cost?
104 Prospect Street in Franklin, NH is listed for $449,000 on PrimeMLS.
That is about $115 per square foot of finished living space.
It came on the market on October 16, 2026.
How big is 104 Prospect Street?
104 Prospect Street in Franklin, NH has 3,921 square feet of finished living space.
What is the lot size of 104 Prospect Street?
104 Prospect Street in Franklin, NH sits on 0.26 acres, per the MLS.
The lot is described as corner lot and level.
It has 126 feet of road frontage (paved and public).
Zoning: R3W&S.
The MLS lists it as outside a flood zone.
What are the annual property taxes for 104 Prospect Street?
Annual property taxes on 104 Prospect Street in Franklin, NH are $6,223 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Franklin assessing office.
What heating and cooling does 104 Prospect Street have?
104 Prospect Street in Franklin, NH is heated by natural gas, per the MLS.
The MLS lists no cooling system.
What are the water and sewer systems at 104 Prospect Street?
104 Prospect Street in Franklin, NH has public water and public sewer, per the MLS.
MLS details — water: public; sewer: public.
Electric: circuit breakers (Eversource).
Other utilities: cable available and gas on-site.
Does 104 Prospect Street have a basement?
Yes. 104 Prospect Street in Franklin, NH has a basement with walk-up access.
The MLS describes it as bulkhead, concrete floor, full, interior entry, exterior entry, interior stairs, storage space and sump pump.
What are the key features of 104 Prospect Street?
Outside, the MLS lists these features at 104 Prospect Street in Franklin, NH: garden and natural shade.
Flooring: wood.
Listed appliances: natural gas water heater; confirm which ones convey in the purchase agreement.
What parking does 104 Prospect Street have?
The MLS lists no garage at 104 Prospect Street in Franklin, NH; parking is off a paved driveway.
Parking details: driveway, off street, parking spaces 11 - 20 and paved.
What school district is 104 Prospect Street in?
The MLS places 104 Prospect Street in Franklin, NH in the Franklin School District.
Listed schools: Paul A. Smith School (elementary), Franklin Middle School (middle) and Franklin High School (high).
School assignments can change; confirm with the district.
Does 104 Prospect Street allow pets?
The MLS lists the pet policy for 104 Prospect Street in Franklin, NH as: Yes.
Association rules can limit pets, so ask for the current rules. Assistance animals are governed by fair housing law, not pet policies.
Is 104 Prospect Street still for sale?
Yes. 104 Prospect Street in Franklin, NH is listed as Active on PrimeMLS (MLS #5114586).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 104 Prospect Street listed?
104 Prospect Street in Franklin, NH is listed by Bobbie Lynn Thomas of The Thomas Group of Northern New England, LLC (603-703-7007).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What type of home is 104 Prospect Street?
104 Prospect Street in Franklin, NH is a multi-family income property built in 1900.
The MLS lists its style as Multi-Family, with two stories.
What town is 104 Prospect Street in?
104 Prospect Street is in Franklin, New Hampshire 03235, in Merrimack County.
How can I see 104 Prospect Street in person?
To see 104 Prospect Street in Franklin, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.