Listed by Mill Property · Justine Foden · Phone: 603-293-5084

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Residential Income · Franklin, NH

ActiveFor Sale

670 Central Street, Franklin, NH

$439,900

Est. $2,224/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Sq Ft
2,492
Built
1930
MLS®
#5109704

Property Description

670 Central Street sits in Franklin, New Hampshire — a multi-family income property offering 2,492 square feet of living space. The asking price is $439,900. Income properties in this market benefit from steady year-round tenant demand plus the seasonal visitor economy. Beyond the basics, the listing carries a 0.29-acre lot, garage parking for 2 and 1930 construction. See the listing's full details below, and reach out for a private showing of 670 Central Street.

Behold, a meticulously maintained multi-family residence, elegantly situated in the vibrant core of downtown Franklin, NH. Each charming unit offers a trio of inviting bedrooms, a full bathroom, a formal dining room, a kitchen designed for leisurely dining, and a sunlit front porch for basking in natural light. The interiors are bathed in daylight, courtesy of the abundant windows in every room. Recent enhancements have modernized the primary systems, including a sophisticated wall-mounted hot water boiler, all connected to a single natural gas meter. The second floor, however, is warmed by an oil-fueled steam heating system. Each unit operates its own utilities and is equipped with a 100Amp service circuit breaker panel. Elevated from the street with a retaining wall and front steps, the property also features a sloping driveway, contributing to its grand entrance. Additional amenities comprise a two-car garage, a fenced backyard, and a paved driveway. Investors are encouraged to take notice of this fully occupied property with a robust rental history. It is the investment opportunity you have long sought: a prudent choice for an owner-occupied income property. Please contact us to schedule your private tour today.

Location Highlights

670 Central Street is a residential income in Franklin, New Hampshire, listed at $439,900. That works out to about $177 per square foot, for a home built in 1930. It has been on the market for 7 weeks.

From here it is 21.3 miles to Downtown Plymouth / Main Street and 29.3 miles to Owl's Nest Resort. At this latitude, Franklin averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools in the Franklin School District: Paul A. Smith School (Elementary), Franklin Middle School (Middle), Franklin High School (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

SqFt
2,492
Price / SqFt
$176.52
Property Type
Residential Income
Year Built
1930
County
NH-Merrimack
Town
Franklin, NH
Status
Active
Days on Market
39

Primary Features

County
NH-Merrimack
Property Type
Residential Income
Year Built
1930
Zoning
RS

Interior Features

Appliances
Electric Water Heater
Basement
Yes
Basement Access Type
Walk-up
Basement Description
Concrete Floor, No Tenant Access, Sump Pump
Cooling
None
Electric
200+ Amp Service
Flooring
Ceramic Tile, Hardwood, Vinyl Plank
Heating
Baseboard, Natural Gas, Oil, Hot Water, Steam
SqFt-Approximate Finished Above Grade
2,492
SqFt-Approximate Finished Below Grade
0
SqFt Approximate Total Finished
2,492
SqFt Approximate Total
3,738

Location Information

School - District
Franklin School District
School - Elementary
Paul A. Smith School
School - High
Franklin High School
School - Middle/Jr
Franklin Middle School

Financial Details

Cable Company
Xfinsiey
Electric Company
Eversource
Fuel Company
Liberty Utilities
Possession
Close Of Escrow
Tax - Gross Amount
$5,250
Tax Year
2025
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Wood Frame
Covenants
No
Easements
No
Flood Zone
No
Pre-Construction
No
Restrictions
No Smoking
Seasonal
No
Total Stories
Two
Surveyed
Unknown

External Features

Color
white
Driveway
Common/Shared, Paved
Exterior Features
Covered Porch, Enclosed Porch, Double Pane Window(s)
Foundation
Concrete Slab, Stone
Garage
Yes
Garage Capacity
2
Lot Features
Curbing, Sidewalks, Sloped, Street Lights, Trail/Near Trail, In Town, Near Paths, Near Snowmobile Trails, Neighborhood, Near Hospital, Near School(s)
Lot - Acres
0.29
Lot - SqFt
12,632
Parking
Attached, Driveway, Garage, Parking Spaces 3 - 5
Road Frontage Type
Public Maintained Road
Road Frontage
Yes
Road Frontage Length
100
Roof
Asphalt Shingle
Sewer
Public
Utilities
Cable Available, Gas On-Site
Water Source
Public
Water Body Type
Lake

MLS®: PrimeMLS #5109704; Listed by Mill Property · Justine Foden · Phone: 603-293-5084

Property History

Estimated annual taxes for this property

2024
$7,478
2023
$7,291
2022
$7,104

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Franklin
39
Average list price
$388,600
Price range
$69,900 – $759,900

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$2,939/ mo

Principal & Interest
$2,224
Property Tax
$623
Home Insurance
$92

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 670 Central Street, Franklin, NH

Assigned Schools

Elementary
Paul A. Smith School
Middle
Franklin Middle School
High School
Franklin High School
District
Franklin School District

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How big is 670 Central Street?

670 Central Street in Franklin, NH has 2,492 square feet of finished living space.

What is the asking price of 670 Central Street?

670 Central Street in Franklin, NH is listed for $439,900 on PrimeMLS.

That is about $177 per square foot of finished living space.

It came on the market on September 14, 2026.

How much are the property taxes on 670 Central Street?

Annual property taxes on 670 Central Street in Franklin, NH are $5,250 for the 2025 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Franklin assessing office.

How is 670 Central Street heated?

670 Central Street in Franklin, NH is heated by baseboard, natural gas, oil, hot water and steam, per the MLS.

The MLS lists no cooling system.

Does 670 Central Street have town water and sewer?

670 Central Street in Franklin, NH has public water and public sewer, per the MLS.

MLS details — water: public; sewer: public.

Electric: 200+ amp service (Eversource).

Other utilities: cable available and gas on-site; cable provider Xfinsiey.

Is there a basement at 670 Central Street?

Yes. 670 Central Street in Franklin, NH has a basement with walk-up access.

The MLS describes it as concrete floor, no tenant access and sump pump.

What features does 670 Central Street have?

Outside, the MLS lists these features at 670 Central Street in Franklin, NH: covered porch, enclosed porch and double pane window(s).

Flooring: ceramic tile, hardwood and vinyl plank.

Listed appliances: electric water heater; confirm which ones convey in the purchase agreement.

Does 670 Central Street have a garage?

670 Central Street in Franklin, NH has a 2-car garage and a common/shared and paved driveway.

Parking details: attached, driveway, garage and parking spaces 3 - 5.

What schools serve 670 Central Street?

The MLS places 670 Central Street in Franklin, NH in the Franklin School District.

Listed schools: Paul A. Smith School (elementary), Franklin Middle School (middle) and Franklin High School (high).

School assignments can change; confirm with the district.

Are pets allowed at 670 Central Street?

The MLS lists the pet policy for 670 Central Street in Franklin, NH as: No.

Association rules can limit pets, so ask for the current rules. Assistance animals are governed by fair housing law, not pet policies.

Is 670 Central Street still available?

Yes. 670 Central Street in Franklin, NH is listed as Active on PrimeMLS (MLS #5109704).

Status can change quickly; contact us to confirm availability before you visit.

Who is the listing agent for 670 Central Street?

670 Central Street in Franklin, NH is listed by Justine Foden of Mill Property (603-671-8114).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What kind of property is 670 Central Street?

670 Central Street in Franklin, NH is a multi-family income property built in 1930.

The MLS lists its style as Conversion, with two stories.

Where is 670 Central Street located?

670 Central Street is in Franklin, New Hampshire 03235, in Merrimack County.

Location notes from the MLS: sidewalks, trail/near trail, in town, near paths, near snowmobile trails and near hospital.

How much land comes with 670 Central Street?

670 Central Street in Franklin, NH sits on 0.29 acres, per the MLS.

The lot is described as curbing, sloped and street lights.

It has 100 feet of road frontage (public maintained road).

Zoning: RS.

The MLS lists it as outside a flood zone.

How do I schedule a showing of 670 Central Street?

To see 670 Central Street in Franklin, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.