Listed by RE/MAX Innovative Bayside · The Platinum Group · chriskelly@baysidenh.net

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Single Family Residence · Gilford, NH

ActiveFor Sale

138 Summit Avenue, Gilford, NH

$1,795,000

Est. $9,076/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Beds
3
Baths
4
Sq Ft
4,018
Built
1975
MLS®
#5098719

Property Description

Here's your chance at a Gilford single-family home: 138 Summit Avenue, priced at $1,795,000. Expect 3 bedrooms, 4 bathrooms and 4,018 square feet of living space. Homes like this trade on the fundamentals: space, privacy and a New Hampshire address that works year-round. Also on the sheet: a 1.1-acre lot, garage parking for 3 and 1975 construction. Scroll on for current photos, the complete spec sheet and this Gilford listing's market context. Browse more homes for sale in Gilford.

Nestled in the heart of the prestigious Governors Island community, this classic Garrison style residence seamlessly blends traditional charm with modern luxury. Boasting over 4,000 sq/ft of living, 12 versatile rooms, a 3 car oversized garage with lift and full house generator, this exceptional home is set on a secluded 1.1 acre lot just moments away from the shores of Lake Winnipesaukee. Grand entryway, with soaring vaulted ceilings, exposed beams, & a sense of warmth that carries throughout the home. The gourmet kitchen is thoughtfully designed with custom cabinetry, granite countertops, premium appliances, & a grand island with seating for 6, perfect for family gatherings and entertaining. Spacious family/dining room feature classic pine flooring that have recently been refinished, a gas fireplace, & direct access to the backyard. A cozy living room with a pellet stove offers a welcoming retreat for movie nights or quiet evenings. Also on the first level, a full bathroom, home office, & screened in porch. Upstairs, 2 spacious bedrooms, full bathroom, and primary suite is a serene sanctuary featuring vaulted wood ceilings, sitting area, and private 3/4 bathroom. The home's entertaining wing is a showstopper, offering large family room, custom bar, billiard room, 3/4 bathroom, & 2 flex rooms. One floor up, discover the charming studio & surprise cupola with seating for two! A stunning barn, meticulously built by the owner in 2021, adds unique character to the property. GIC amenities include, beach, tennis, walking trails, & elegant club house. Come experience Governors Island living!

Location Highlights

138 Summit Avenue is a single family residence in Gilford, New Hampshire, listed at $1,795,000. That works out to about $447 per square foot, for a home built in 1975. It has been on the market for 4 months.

From here it is 16.5 miles to Downtown Plymouth / Main Street and 21.4 miles to Owl's Nest Resort. At this latitude, Gilford averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools in the Gilford Sch District SAU #73: Gilford Elementary (Elementary), Gilford Middle (Middle), GilfordHig (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

Bedrooms
3
Total Baths
4
Full Baths
2
SqFt
4,018
Price / SqFt
$446.74
Property Type
Single Family Residence
Year Built
1975
County
NH-Belknap
Town
Gilford, NH
Status
Active
Days on Market
104

Primary Features

County
NH-Belknap
Property Type
Residential
Year Built
1975
Zoning
SFR

Interior Features

Appliances
Gas Cooktop, Dishwasher, Dryer, Microwave, Mini Fridge, Double Oven, Wall Oven, Refrigerator, Washer, Wine Cooler
Basement
No
Basement Description
Crawl Space, Partial
1/4 Baths
0
3/4 Baths
2
Cooling
None
Electric
200+ Amp Service, Circuit Breakers
Flooring
Carpet, Ceramic Tile, Softwood
Heating
Electric, Pellet Stove, Monitor Type
Interior Features
Cathedral Ceiling(s), Dining Area, 3+ Fireplaces, Hearth, Kitchen Island, Kitchen/Dining, Living/Dining, Primary BR w/ BA, Natural Light, Natural Woodwork, Indoor Storage, Wet Bar
Rooms - Total
12
SqFt-Approximate Finished Above Grade
4,018
SqFt-Approximate Finished Below Grade
0
SqFt Approximate Total Finished
4,018
SqFt Approximate Total
4,018

Location Information

School - District
Gilford Sch District SAU #73
School - Elementary
Gilford Elementary
School - High
GilfordHig
School - Middle/Jr
Gilford Middle

Financial Details

Possession
Close Of Escrow
Taxes TBD
Yes

Additional

Construction Status
Existing
Construction
Wood Frame, Vinyl Siding
Covenants
Unknown
Easements
Unknown
Flood Zone
Unknown
Pre-Construction
No
Property Sub Type
Single Family Residence
Seasonal
No
Total Stories
Two
Surveyed
Unknown
Timeshare/Fractional Ownership
No
Water Access Details
Shared-Private

External Features

Color
Tan
Driveway
Paved
Exterior Features
Barn, Garden, Natural Shade, Patio, Screened Porch, Double Pane Window(s)
Foundation
Concrete
Garage
Yes
Garage Capacity
3
Lot Features
Landscaped, Secluded, Walking Trails, Near Country Club, Near Golf Course, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Neighborhood, Near Hospital
Lot - Acres
1.1
Lot - SqFt
47,916
Parking
Attached, Driveway, Heated Garage, Garage, Parking Spaces 1 - 10
Road Frontage Type
Paved, Public Maintained Road, Public
Road Frontage
Yes
Road Frontage Length
124
Roof
Metal, Architectural Shingle
Sewer
1000 Gallon, 500 Gallon, Leach Field
Utilities
Cable at Site, Propane, Phone Connected
Water Source
Drilled Well
Water Body Type
Lake

MLS®: PrimeMLS #5098719; Listed by RE/MAX Innovative Bayside · The Platinum Group · chriskelly@baysidenh.net

Property History

Estimated annual taxes for this property

2024
$30,515
2023
$29,752
2022
$28,989

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Gilford
78
Average list price
$489,400
Price range
$250,000 – $850,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$11,993/ mo

Principal & Interest
$9,076
Property Tax
$2,543
Home Insurance
$374

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 138 Summit Avenue, Gilford, NH

Assigned Schools

Elementary
Gilford Elementary
Middle
Gilford Middle
High School
GilfordHig
District
Gilford Sch District SAU #73

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How much does 138 Summit Avenue cost?

138 Summit Avenue in Gilford, NH is listed for $1,795,000 on PrimeMLS.

That is about $447 per square foot of finished living space.

It came on the market on July 8, 2026.

How many bedrooms and bathrooms does 138 Summit Avenue have?

138 Summit Avenue in Gilford, NH has 3 bedrooms and 4 bathrooms (2 full and 2 three-quarter) in 4,018 square feet of finished living space.

What is the lot size of 138 Summit Avenue?

138 Summit Avenue in Gilford, NH sits on 1.1 acres, per the MLS.

The lot is described as landscaped and secluded.

It has 124 feet of road frontage (paved, public maintained road and public).

Zoning: SFR.

What heating and cooling does 138 Summit Avenue have?

138 Summit Avenue in Gilford, NH is heated by electric, pellet stove and monitor type, per the MLS.

The MLS lists no cooling system.

What are the water and sewer systems at 138 Summit Avenue?

138 Summit Avenue in Gilford, NH has a private drilled well and a private septic system, per the MLS.

MLS details — water: drilled well; sewer: 1000 gallon, 500 gallon and leach field.

Electric: 200+ amp service and circuit breakers.

Other utilities: cable at site, propane and phone connected.

Plan a water test and septic inspection during your inspection period.

Does 138 Summit Avenue have a basement?

No. The MLS lists no basement at 138 Summit Avenue in Gilford, NH.

What are the key features of 138 Summit Avenue?

Inside, the MLS lists these features at 138 Summit Avenue in Gilford, NH: cathedral ceiling(s), dining area, 3+ fireplaces, hearth, kitchen island, kitchen/dining, living/dining and primary BR w/ BA.

Outside: barn, garden, natural shade, patio, screened porch and double pane window(s).

Flooring: carpet, ceramic tile and softwood.

Listed appliances: gas cooktop, dishwasher, dryer, microwave, mini fridge, double oven, wall oven, refrigerator, washer and wine cooler; confirm which ones convey in the purchase agreement.

What parking does 138 Summit Avenue have?

138 Summit Avenue in Gilford, NH has a 3-car garage and a paved driveway.

Parking details: attached, driveway, heated garage, garage and parking spaces 1 - 10.

Is 138 Summit Avenue a waterfront property?

The MLS does not list 138 Summit Avenue in Gilford, NH as waterfront, but it notes water access on a lake.

Water access: shared-private.

Confirm frontage, shoreland rules and any dock or beach rights during due diligence.

What school district is 138 Summit Avenue in?

The MLS places 138 Summit Avenue in Gilford, NH in the Gilford Sch District SAU #73.

Listed schools: Gilford Elementary (elementary), Gilford Middle (middle) and GilfordHig (high).

School assignments can change; confirm with the district.

Is 138 Summit Avenue still for sale?

Yes. 138 Summit Avenue in Gilford, NH is listed as Active on PrimeMLS (MLS #5098719).

Status can change quickly; contact us to confirm availability before you visit.

Which brokerage has 138 Summit Avenue listed?

138 Summit Avenue in Gilford, NH is listed by The Platinum Group of RE/MAX Innovative Bayside (603-279-0079).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What type of home is 138 Summit Avenue?

138 Summit Avenue in Gilford, NH is a single-family home built in 1975.

The MLS lists its style as Garrison, with two stories.

What town is 138 Summit Avenue in?

138 Summit Avenue is in Gilford, New Hampshire 03249, in Belknap County.

Location notes from the MLS: walking trails, near country club, near golf course, near paths, near shopping and near skiing.

Our Lakes Region guide covers Gilford and the surrounding towns.

How does the price of 138 Summit Avenue compare with other Gilford listings?

At $1,795,000, 138 Summit Avenue in Gilford, NH is priced above the $737,000 median asking price of the 44 single-family homes for sale in Gilford on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How can I see 138 Summit Avenue in person?

To see 138 Summit Avenue in Gilford, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.