Listed by Four Seasons Sotheby's Int'l Realty · Kevin Shaw · 603-677-7012
Single Family Residence · Laconia, NH
3 Western Terrace, Laconia, NH
South Down Shores
$979,900
$1,050,000 · changed Apr 8, 2026
Est. $4,955/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Beds
- 4
- Baths
- 4
- Sq Ft
- 2,154
- Built
- 2021
- MLS®
- #5069694
Property Description
Offered at $979,900, this Laconia single-family home at 3 Western Terrace pairs New Hampshire living with everyday convenience. It counts 4 bedrooms, 4 bathrooms and 2,154 square feet of living space. The format is the classic one — a standalone home with no association between you and your plans for it. Beyond the basics, the listing carries a 0.31-acre lot, garage parking for 2 and 2021 construction. Everything below — photos, details, schools and market data — updates live from the MLS. Browse more homes for sale in Laconia.
Welcome to South Down Shores. A premiere gated community set on the southern shore of Lake Winnipesaukee. Buyer has the right of first refusal for a boat rack at the South Down Shores Boat Club. Single family 4BR (2 Suites), 3.5BA home sits on a single family lot, built in 2021. This home has all the features one would want. Shaker style cabinetry, Quartz countertops and LVP floors all throughout the house. Beautiful propane fireplace with floor to ceiling granite surround, large primary suite with custom tile shower, 2 car heated garage, large paver patio, lawn irrigation system, large kitchen island, open concept living area and 9 foot first floor ceilings. Close to the beach and marina. This home has it all to go along with the South Down Shores amenities which include, clubhouse, kayak racks, beach, marina, bocce ball, green space, tennis & pickle ball courts, basketball, snowmobile trails, and miles of walking trails throughout.
Location Highlights
3 Western Terrace is a single family residence in Laconia, New Hampshire, listed at $979,900. That works out to about $455 per square foot, for a home built in 2021. It has been on the market for 12 months.
From here it is 16.3 miles to Downtown Plymouth / Main Street and 22.5 miles to Owl's Nest Resort. At this latitude, Laconia averages roughly 8.4 hours of sun a day in June and 3.6 in December.
Zoned schools in the Laconia Sch Dst SAU #30: Elm Street Elementary School (Elementary), Laconia Middle School (Middle), LaconiaHig (High). Always confirm zoning with the district office.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- Bedrooms
- 4
- Total Baths
- 4
- Full Baths
- 3
- SqFt
- 2,154
- Price / SqFt
- $454.92
- Property Type
- Single Family Residence
- Year Built
- 2021
- County
- NH-Belknap
- Town
- Laconia, NH
- Status
- Active
- Days on Market
- 340
Primary Features
- County
- NH-Belknap
- Property Type
- Residential
- Year Built
- 2021
- Zoning
- Residential
Interior Features
- Appliances
- Dishwasher, Mini Fridge, Gas Range, Refrigerator, Gas Stove, Tankless Water Heater, Wine Cooler
- Basement
- No
- Basement Description
- Slab
- 1/4 Baths
- 0
- 3/4 Baths
- 0
- Cooling
- Central Air, Zoned
- Electric
- 200+ Amp Service, Circuit Breakers
- Flooring
- Laminate, Vinyl, Vinyl Plank
- Heating
- Forced Air, Propane, Hot Air, Zoned
- Interior Features
- Ceiling Fan(s), Dining Area, 1 Fireplace, Hearth, Kitchen Island, Soaking Tub, Walk-In Closet(s), 2nd Floor Laundry
- Rooms - Total
- 7
- SqFt-Approximate Finished Above Grade
- 2,154
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 2,154
- SqFt Approximate Total
- 2,154
Location Information
- School - District
- Laconia Sch Dst SAU #30
- School - Elementary
- Elm Street Elementary School
- School - High
- LaconiaHig
- School - Middle/Jr
- Laconia Middle School
Financial Details
- Cable Company
- XFinity
- Electric Company
- Eversource
- Fuel Company
- Energy North
- Possession
- Close Of Escrow
- Association Fee
- $1,600
- Fee Frequency
- Yearly
- Fee Includes
- HOA Fee, Recreation
- Tax - Gross Amount
- $8,367
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Wood Frame, Vinyl Siding
- Covenants
- Yes
- Flood Zone
- No
- Pre-Construction
- No
- Property Sub Type
- Single Family Residence
- Seasonal
- No
- Total Stories
- Two
- Surveyed
- Yes
- Timeshare/Fractional Ownership
- No
- Water Access Details
- Beach Access, Shared-Private
External Features
- Color
- White
- Driveway
- Paved
- Exterior Features
- Basketball Court, Patio, Playground
- Foundation
- Concrete Slab
- Garage
- Yes
- Garage Capacity
- 2
- Lot Features
- Landscaped, Level, Walking Trails, Near Country Club, Near Golf Course, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Neighborhood, Near Hospital, Near School(s)
- Lot - Acres
- 0.31
- Lot - SqFt
- 13,504
- Parking
- Attached, Auto Open, Direct Access, Driveway, Heated Garage, Garage, Paved
- Road Frontage Type
- Cul-de-Sac, Paved
- Road Frontage
- Yes
- Road Frontage Length
- 100
- Roof
- Fiberglass Shingle
- Sewer
- Metered, Public
- Utilities
- Cable, Propane, Underground Utilities
- Water Source
- Metered, Public
- Water Body Type
- Lake
MLS®: PrimeMLS #5069694; Listed by Four Seasons Sotheby's Int'l Realty · Kevin Shaw · 603-677-7012
Property History
Estimated annual taxes for this property
- 2024
- $16,658
- 2023
- $16,242
- 2022
- $15,825
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Laconia
- 204
- Average list price
- $467,225
- Price range
- $69,000 – $875,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$6,547/ mo
- Principal & Interest
- $4,955
- Property Tax
- $1,388
- Home Insurance
- $204
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 3 Western Terrace, Laconia, NH
Assigned Schools
- Elementary
- Elm Street Elementary School
- Middle
- Laconia Middle School
- High School
- LaconiaHig
- District
- Laconia Sch Dst SAU #30
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 3 Western Terrace cost?
3 Western Terrace in Laconia, NH is listed for $979,900 on PrimeMLS.
That is about $455 per square foot of finished living space.
It came on the market on November 14, 2025.
How many bedrooms and bathrooms does 3 Western Terrace have?
3 Western Terrace in Laconia, NH has 4 bedrooms and 4 bathrooms (3 full and 1 half) in 2,154 square feet of finished living space.
What type of home is 3 Western Terrace?
3 Western Terrace in Laconia, NH is a single-family home built in 2021.
The MLS lists its style as Cape, with two stories.
What town is 3 Western Terrace in?
3 Western Terrace is in Laconia, New Hampshire 03246, in Belknap County.
Location notes from the MLS: walking trails, near country club, near golf course, near paths, near shopping and near skiing.
Our Lake Winnisquam guide covers Laconia and the surrounding towns.
What is the lot size of 3 Western Terrace?
3 Western Terrace in Laconia, NH sits on 0.31 acres, per the MLS.
The lot is described as landscaped and level.
It has 100 feet of road frontage (cul-de-sac and paved).
Zoning: Residential.
The MLS says the lot has been surveyed.
The MLS lists it as outside a flood zone.
The MLS notes covenants; review them in the deed and title work.
What are the annual property taxes for 3 Western Terrace?
Annual property taxes on 3 Western Terrace in Laconia, NH are $8,367 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Laconia assessing office.
What are the association fees for 3 Western Terrace?
The association fee for 3 Western Terrace in Laconia, NH is $1,600 (yearly), per the MLS.
The MLS lists the fee as covering recreation.
Ask for the association documents and budget to see exactly what the fee covers.
What heating and cooling does 3 Western Terrace have?
3 Western Terrace in Laconia, NH is heated by forced air, propane, hot air and zoned, per the MLS.
Cooling: central air and zoned.
What are the water and sewer systems at 3 Western Terrace?
3 Western Terrace in Laconia, NH has public water and public sewer, per the MLS.
MLS details — water: metered and public; sewer: metered and public.
Electric: 200+ amp service and circuit breakers (Eversource).
Other utilities: cable, propane and underground utilities; cable provider XFinity.
Does 3 Western Terrace have a basement?
No. The MLS lists no basement at 3 Western Terrace in Laconia, NH.
What are the key features of 3 Western Terrace?
Inside, the MLS lists these features at 3 Western Terrace in Laconia, NH: ceiling fan(s), dining area, 1 fireplace, hearth, kitchen island, soaking tub, walk-in closet(s) and 2nd floor laundry.
Outside: basketball court, patio and playground.
Flooring: laminate, vinyl and vinyl plank.
Listed appliances: dishwasher, mini fridge, gas range, refrigerator, gas stove, tankless water heater and wine cooler; confirm which ones convey in the purchase agreement.
What parking does 3 Western Terrace have?
3 Western Terrace in Laconia, NH has a 2-car garage and a paved driveway.
Parking details: attached, auto open, direct access, driveway, heated garage and garage.
Is 3 Western Terrace a waterfront property?
The MLS does not list 3 Western Terrace in Laconia, NH as waterfront, but it notes water access on a lake.
Water access: beach access and shared-private.
Confirm frontage, shoreland rules and any dock or beach rights during due diligence.
What school district is 3 Western Terrace in?
The MLS places 3 Western Terrace in Laconia, NH in the Laconia Sch Dst SAU #30.
Listed schools: Elm Street Elementary School (elementary), Laconia Middle School (middle) and LaconiaHig (high).
School assignments can change; confirm with the district.
Is 3 Western Terrace still for sale?
Yes. 3 Western Terrace in Laconia, NH is listed as Active on PrimeMLS (MLS #5069694).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 3 Western Terrace listed?
3 Western Terrace in Laconia, NH is listed by Kevin Shaw of Four Seasons Sotheby's Int'l Realty (603-677-7012).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
How does the price of 3 Western Terrace compare with other Laconia listings?
At $979,900, 3 Western Terrace in Laconia, NH is priced above the $659,900 median asking price of the 79 single-family homes for sale in Laconia on PrimeMLS as of November 3, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How can I see 3 Western Terrace in person?
To see 3 Western Terrace in Laconia, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.