Listed by Rune Stone Realty · Nicole J Canavan · 603-608-3124
Residential Income · Lancaster, NH
20 Railroad Street, Lancaster, NH
$355,000
$365,000 · changed Oct 6, 2026
Est. $1,795/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Sq Ft
- 3,265
- Built
- 1890
- MLS®
- #5100388
Property Description
From its address at 20 Railroad Street, this multi-family income property puts you in Lancaster, New Hampshire. On offer: 3,265 square feet of living space, at a list price of $355,000. As a multi-unit property it works two ways: live in one unit while the others pay the mortgage, or run the whole building as an investment. Beyond the basics, the listing carries a 0.74-acre lot, 1890 construction and roughly $109 per square foot. Browse the gallery and specs below; if it fits, we can have you through the door quickly.
Great Opportunity to own this 4 Unit Multi-Family in Downtown Lancaster on a spacious level lot. Owner Occupation is possible as one newly renovated unit is vacant. Three occupied units gross $3900 per month. Property consists of three 1-bedroom apartments and one 2-bedroom apartment and a large 2 story attached barn. Other structures have been removed. Many updates and improvements have been done and this property is now ready for its new owner. Save money this year on utility expenses! Current owner has quote to separate out electric on each unit and another quote to have each unit on their own electric heat. Unit 2 is already separated. Ask agent for details. A minimum of 48 hours notice is required to view the occupied apartments.
Location Highlights
20 Railroad Street is a residential income in Lancaster, New Hampshire, listed at $355,000. That works out to about $109 per square foot, for a home built in 1890. It has been on the market for 4 months.
From here it is 31.3 miles to Loon Mountain Resort and 37 miles to Waterville Valley Resort. At this latitude, Lancaster averages roughly 8.4 hours of sun a day in June and 3.5 in December.
Zoned schools in the White Mountains Regional: Lancaster Elementary School (Elementary), White Mountain Regional HS (High). Always confirm zoning with the district office.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- SqFt
- 3,265
- Price / SqFt
- $108.73
- Property Type
- Residential Income
- Year Built
- 1890
- County
- NH-Coos
- Town
- Lancaster, NH
- Status
- Active
- Days on Market
- 95
Primary Features
- County
- NH-Coos
- Property Type
- Residential Income
- Year Built
- 1890
- Zoning
- RES-RE
Interior Features
- Basement
- Yes
- Basement Access Type
- Interior
- Basement Description
- Bulkhead, Unfinished
- Cooling
- None
- Electric
- 200+ Amp Service
- Heating
- Baseboard, Oil
- SqFt-Approximate Finished Above Grade
- 3,265
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 3,265
- SqFt Approximate Total
- 4,769
Location Information
- School - District
- White Mountains Regional
- School - Elementary
- Lancaster Elementary School
- School - High
- White Mountain Regional HS
Financial Details
- Tax - Gross Amount
- $4,290
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Wood Frame, Vinyl Siding
- Covenants
- Unknown
- Flood Zone
- No
- Pre-Construction
- No
- Seasonal
- No
- Total Stories
- Two
- Surveyed
- Unknown
External Features
- Color
- Tan
- Driveway
- Common/Shared, Gravel
- Foundation
- Block, Concrete, Stone
- Garage
- No
- Lot Features
- Landscaped, Level
- Lot - Acres
- 0.74
- Lot - SqFt
- 32,234
- Road Frontage Type
- Public, Unpaved
- Road Frontage
- TBD
- Roof
- Asphalt Shingle
- Sewer
- Public
- Utilities
- Cable Available, Propane, Phone Available
- Water Source
- Public
MLS®: PrimeMLS #5100388; Listed by Rune Stone Realty · Nicole J Canavan · 603-608-3124
Property History
Estimated annual taxes for this property
- 2024
- $6,035
- 2023
- $5,884
- 2022
- $5,733
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Lancaster
- 54
- Average list price
- $206,667
- Price range
- $18,000 – $905,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$2,372/ mo
- Principal & Interest
- $1,795
- Property Tax
- $503
- Home Insurance
- $74
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 20 Railroad Street, Lancaster, NH
Assigned Schools
- Elementary
- Lancaster Elementary School
- High School
- White Mountain Regional HS
- District
- White Mountains Regional
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 20 Railroad Street cost?
20 Railroad Street in Lancaster, NH is listed for $355,000 on PrimeMLS.
That is about $109 per square foot of finished living space.
It came on the market on July 17, 2026.
How big is 20 Railroad Street?
20 Railroad Street in Lancaster, NH has 3,265 square feet of finished living space.
What heating and cooling does 20 Railroad Street have?
20 Railroad Street in Lancaster, NH is heated by baseboard and oil, per the MLS.
The MLS lists no cooling system.
What are the water and sewer systems at 20 Railroad Street?
20 Railroad Street in Lancaster, NH has public water and public sewer, per the MLS.
MLS details — water: public; sewer: public.
Electric: 200+ amp service.
Other utilities: cable available, propane and phone available.
Does 20 Railroad Street have a basement?
Yes. 20 Railroad Street in Lancaster, NH has a basement with interior access.
The MLS describes it as bulkhead and unfinished.
What parking does 20 Railroad Street have?
The MLS lists no garage at 20 Railroad Street in Lancaster, NH; parking is off a common/shared and gravel driveway.
What school district is 20 Railroad Street in?
The MLS places 20 Railroad Street in Lancaster, NH in the White Mountains Regional school district.
Listed schools: Lancaster Elementary School (elementary) and White Mountain Regional HS (high).
School assignments can change; confirm with the district.
Does 20 Railroad Street allow pets?
The MLS lists the pet policy for 20 Railroad Street in Lancaster, NH as: Yes.
Association rules can limit pets, so ask for the current rules. Assistance animals are governed by fair housing law, not pet policies.
Is 20 Railroad Street still for sale?
Yes. 20 Railroad Street in Lancaster, NH is listed as Active on PrimeMLS (MLS #5100388).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 20 Railroad Street listed?
20 Railroad Street in Lancaster, NH is listed by Nicole J Canavan of Rune Stone Realty (603-608-3124).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What type of home is 20 Railroad Street?
20 Railroad Street in Lancaster, NH is a multi-family income property built in 1890.
The MLS lists its style as Multi-Family, with two stories.
What town is 20 Railroad Street in?
20 Railroad Street is in Lancaster, New Hampshire 03584, in Coos County.
What is the lot size of 20 Railroad Street?
20 Railroad Street in Lancaster, NH sits on 0.74 acres, per the MLS.
The lot is described as landscaped and level.
Zoning: RES-RE.
The MLS lists it as outside a flood zone.
What are the annual property taxes for 20 Railroad Street?
Annual property taxes on 20 Railroad Street in Lancaster, NH are $4,290 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Lancaster assessing office.
How does the price of 20 Railroad Street compare with other Lancaster listings?
At $355,000, 20 Railroad Street in Lancaster, NH is priced below the $630,000 median asking price of the 6 multi-family properties for sale in Lancaster on PrimeMLS as of November 3, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How can I see 20 Railroad Street in person?
To see 20 Railroad Street in Lancaster, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.