Listed by Coldwell Banker Realty Bedford NH · Kimberly Florence · Cell: 603-582-8513

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Residential Income · Manchester, NH

ActiveFor SalePrice Reduced

146 Lowell St, 371 Spruce Street, Manchester, NH

$1,640,000

$1,675,000 · changed Oct 19, 2026

Est. $8,293/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Sq Ft
4,704
Built
1890
MLS®
#5110186

Property Description

146 Lowell St, 371 Spruce Street sits in Manchester, New Hampshire — a multi-family income property offering 4,704 square feet of living space. The asking price is $1,640,000. Income properties in this market benefit from steady year-round tenant demand plus the seasonal visitor economy. Beyond the basics, the listing carries a 0.26-acre lot, 1890 construction and roughly $349 per square foot. See the listing's full details below, and reach out for a private showing of 146 Lowell St, 371 Spruce Street.

Investment property portfolio package consisting of 2 properties / 8 units combined. Can be sold separately or as full complete portfolio. Buildings consist of a commercial 5 unit income property (146 Lowell St / commercial), see MLS#5109978. (1) 3 unit triple decker (371 Spruce St) see MLS#5109977. Excellent portfolio package consisting of 8 income unit. 3 offices, 1 hair salon, 1-1 bedroom unit, 3-3 bedroom units. Outstanding opportunity to acquire multi-income properties, even for the fussiest investor/buyer. Numerous updates to all buildings, long term commercial and residential tenants, tenants pay own utilities. See MLS's for additional pictures and rental income/expenses. Call for private viewing today!

Location Highlights

146 Lowell St, 371 Spruce Street is a residential income in Manchester, New Hampshire, listed at $1,640,000. That works out to about $349 per square foot, for a home built in 1890. It has been on the market for 7 weeks.

At this latitude, Manchester averages roughly 8.3 hours of sun a day in June and 3.6 in December.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

SqFt
4,704
Price / SqFt
$348.64
Property Type
Residential Income
Year Built
1890
County
NH-Hillsborough
Town
Manchester, NH
Status
Active
Days on Market
35

Primary Features

County
NH-Hillsborough
Property Type
Residential Income
Year Built
1890
Zoning
residential

Interior Features

Appliances
Domestic Water Heater, Oil Water Heater
Basement
Yes
Basement Access Type
Interior
Basement Description
Full, Unfinished
Cooling
Central Air, Mini Split
Electric
Circuit Breakers
Flooring
Carpet, Hardwood, Laminate
Heating
Electric, Forced Air, Hot Air, Hot Water
SqFt-Approximate Finished Above Grade
4,704
SqFt-Approximate Finished Below Grade
0
SqFt Approximate Total Finished
4,704
SqFt Approximate Total
7,870

Location Information

School - District
Manchester Sch Dst SAU #37

Financial Details

Cable Company
comcast
Electric Company
eversource
Fuel Company
liberty
Tax - Gross Amount
$19,780
Tax Year
2025
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Wood Frame
Covenants
No
Easements
Unknown
Flood Zone
No
Pre-Construction
No
Seasonal
No
Total Stories
3
Surveyed
Unknown

External Features

Color
yellow
Driveway
Paved
Exterior Features
Deck, Outbuilding, Porch, Covered Porch, Enclosed Porch
Foundation
Granite
Garage
No
Lot Features
Corner Lot
Lot - Acres
0.26
Lot - SqFt
11,326
Parking
On Street
Road Frontage Type
Public
Road Frontage
Yes
Road Frontage Length
190
Roof
Flat, Membrane, Asphalt Shingle
Sewer
Public
Utilities
Cable, Gas On-Site
Water Source
Public

MLS®: PrimeMLS #5110186; Listed by Coldwell Banker Realty Bedford NH · Kimberly Florence · Cell: 603-582-8513

Property History

Estimated annual taxes for this property

2024
$27,880
2023
$27,183
2022
$26,486

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Manchester
178
Average list price
$516,308
Price range
$175,000 – $825,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$10,958/ mo

Principal & Interest
$8,293
Property Tax
$2,323
Home Insurance
$342

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 146 Lowell St, 371 Spruce Street, Manchester, NH

Assigned Schools

District
Manchester Sch Dst SAU #37

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How big is 146 Lowell St, 371 Spruce Street?

146 Lowell St, 371 Spruce Street in Manchester, NH has 4,704 square feet of finished living space.

What is the asking price of 146 Lowell St, 371 Spruce Street?

146 Lowell St, 371 Spruce Street in Manchester, NH is listed for $1,640,000 on PrimeMLS.

That is about $349 per square foot of finished living space.

It came on the market on September 16, 2026.

Where is 146 Lowell St, 371 Spruce Street located?

146 Lowell St, 371 Spruce Street is in Manchester, New Hampshire 03103, in Hillsborough County.

How much land comes with 146 Lowell St, 371 Spruce Street?

146 Lowell St, 371 Spruce Street in Manchester, NH sits on 0.26 acres, per the MLS.

The lot is described as corner lot.

It has 190 feet of road frontage (public).

Zoning: residential.

The MLS lists it as outside a flood zone.

How much are the property taxes on 146 Lowell St, 371 Spruce Street?

Annual property taxes on 146 Lowell St, 371 Spruce Street in Manchester, NH are $19,780 for the 2025 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Manchester assessing office.

How is 146 Lowell St, 371 Spruce Street heated?

146 Lowell St, 371 Spruce Street in Manchester, NH is heated by electric, forced air, hot air and hot water, per the MLS.

Cooling: central air and mini split.

Does 146 Lowell St, 371 Spruce Street have town water and sewer?

146 Lowell St, 371 Spruce Street in Manchester, NH has public water and public sewer, per the MLS.

MLS details — water: public; sewer: public.

Electric: circuit breakers (eversource).

Other utilities: cable and gas on-site; cable provider comcast.

Is there a basement at 146 Lowell St, 371 Spruce Street?

Yes. 146 Lowell St, 371 Spruce Street in Manchester, NH has a basement with interior access.

The MLS describes it as full and unfinished.

What features does 146 Lowell St, 371 Spruce Street have?

Outside, the MLS lists these features at 146 Lowell St, 371 Spruce Street in Manchester, NH: deck, outbuilding, porch, covered porch and enclosed porch.

Flooring: carpet, hardwood and laminate.

Listed appliances: domestic water heater and oil water heater; confirm which ones convey in the purchase agreement.

Does 146 Lowell St, 371 Spruce Street have a garage?

The MLS lists no garage at 146 Lowell St, 371 Spruce Street in Manchester, NH; parking is off a paved driveway.

Parking details: on street.

What schools serve 146 Lowell St, 371 Spruce Street?

The MLS places 146 Lowell St, 371 Spruce Street in Manchester, NH in the Manchester Sch Dst SAU #37.

School assignments can change; confirm with the district.

Is 146 Lowell St, 371 Spruce Street still available?

Yes. 146 Lowell St, 371 Spruce Street in Manchester, NH is listed as Active on PrimeMLS (MLS #5110186).

Status can change quickly; contact us to confirm availability before you visit.

Who is the listing agent for 146 Lowell St, 371 Spruce Street?

146 Lowell St, 371 Spruce Street in Manchester, NH is listed by Kimberly Florence of Coldwell Banker Realty Bedford NH (603-471-0777).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What kind of property is 146 Lowell St, 371 Spruce Street?

146 Lowell St, 371 Spruce Street in Manchester, NH is a multi-family income property built in 1890.

The MLS lists its style as Multi-Family, Victorian, with three stories.

How does the price of 146 Lowell St, 371 Spruce Street compare with other Manchester listings?

At $1,640,000, 146 Lowell St, 371 Spruce Street in Manchester, NH is priced above the $649,900 median asking price of the 55 multi-family properties for sale in Manchester on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How do I schedule a showing of 146 Lowell St, 371 Spruce Street?

To see 146 Lowell St, 371 Spruce Street in Manchester, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.