Listed by Des Rochers Real Estate Professionals · Laurie Des Rochers · 603-641-5905
Condominium · Merrimack, NH
28 Penacook Terrace, Merrimack, NH
$475,000
Est. $2,402/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Beds
- 2
- Baths
- 3
- Sq Ft
- 1,517
- Built
- 2001
- MLS®
- #5112390
Property Description
Welcome to 28 Penacook Terrace, a condominium in Merrimack, New Hampshire. The home offers 2 bedrooms, 3 bathrooms and 1,517 square feet of living space, listed at $475,000. Condo ownership here means the plowing, mowing and exterior upkeep belong to the association — the weekend belongs to you. The numbers worth knowing: garage parking for 1, 2001 construction and roughly $313 per square foot. See the listing's full details below, and reach out for a private showing of 28 Penacook Terrace.
Penacook Landing, adjacent to the Souhegan River! This townhouse style condo has a fabulous floor plan, with one level living and/or multigenerational living, and an attached garage! The first floor features a large eat-in kitchen, a fireplaced living room, a half bathroom, and a bedroom with it's own private full bathroom. The laundry area is also here. The second floor features the second bedroom, also with it's own private full bathroom, and a generous sized loft~ perfect for a home office, exercise area, anything you wish! The basement is almost fully finished (still room for storage) and walks out to the private, wooded backyard... a great place to relax, hang with friends, do some gaming! There is also a large deck with a privacy wall, central air, water and sewer included in the condo fee, and a brand new roof! This is a nice, smaller complex close to lots of shopping, restaurants, and not far from Horse Hill Nature Preserve, a 560 acre preserve~ a peaceful place to walk, bike, and absorb nature!
Location Highlights
28 Penacook Terrace is a condominium in Merrimack, New Hampshire, listed at $475,000. That works out to about $313 per square foot, for a home built in 2001. It has been on the market for 5 weeks.
At this latitude, Merrimack averages roughly 8.3 hours of sun a day in June and 3.6 in December.
Zoned schools in the Merrimack Sch Dst SAU #26: James Mastricola Elem (Elementary), Merrimack Middle School (Middle), MerrimackH (High). Always confirm zoning with the district office.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- Bedrooms
- 2
- Total Baths
- 3
- Full Baths
- 2
- SqFt
- 1,517
- Price / SqFt
- $313.12
- Property Type
- Condominium
- Year Built
- 2001
- County
- NH-Hillsborough
- Town
- Merrimack, NH
- Status
- Active
- Days on Market
- 19
Primary Features
- County
- NH-Hillsborough
- Property Type
- Residential
- Year Built
- 2001
- Zoning
- 1F Residential
Interior Features
- Appliances
- Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
- Basement
- Yes
- Basement Access Type
- Interior
- Basement Description
- Finished, Full, Storage Space, Walk-Out Access
- 1/4 Baths
- 0
- 3/4 Baths
- 0
- Cooling
- Central Air
- Electric
- Circuit Breakers
- Flooring
- Carpet, Tile, Wood, Vinyl Plank
- Heating
- Propane, Hot Air
- Interior Features
- Bar, Blinds, Cathedral Ceiling(s), Ceiling Fan(s), Dining Area, 1 Fireplace, Kitchen Island, Kitchen/Dining, Primary BR w/ BA, Soaking Tub, Indoor Storage, 1st Floor Laundry
- Rooms - Total
- 6
- SqFt-Approximate Finished Above Grade
- 1,517
- SqFt-Approximate Finished Below Grade
- 764
- SqFt Approximate Total Finished
- 2,281
- SqFt Approximate Total
- 2,472
Location Information
- School - District
- Merrimack Sch Dst SAU #26
- School - Elementary
- James Mastricola Elem
- School - High
- MerrimackH
- School - Middle/Jr
- Merrimack Middle School
Financial Details
- Association Fee
- $500
- Fee Frequency
- Monthly
- Fee Includes
- Landscaping, Other, Plowing, Sewer, Trash, Water
- Tax - Gross Amount
- $7,460
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Wood Frame, Vinyl Siding
- Covenants
- Yes
- Flood Zone
- Unknown
- Pre-Construction
- No
- Property Sub Type
- Condominium
- Seasonal
- No
- Total Stories
- 3
- Surveyed
- Unknown
- Timeshare/Fractional Ownership
- No
External Features
- Color
- Beige
- Driveway
- Paved
- Exterior Features
- Deck
- Foundation
- Concrete
- Garage
- Yes
- Garage Capacity
- 1
- Lot Features
- Country Setting, Landscaped, Level, Wooded
- Parking
- Direct Access, Driveway, Garage
- Road Frontage Type
- Association
- Road Frontage
- TBD
- Roof
- Architectural Shingle
- Sewer
- Community, Public
- Utilities
- Other
- Water Source
- Community, Drilled Well
MLS®: PrimeMLS #5112390; Listed by Des Rochers Real Estate Professionals · Laurie Des Rochers · 603-641-5905
Property History
Estimated annual taxes for this property
- 2024
- $8,075
- 2023
- $7,873
- 2022
- $7,671
Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Merrimack
- 43
- Average list price
- $507,225
- Price range
- $250,000 – $699,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$3,174/ mo
- Principal & Interest
- $2,402
- Property Tax
- $673
- Home Insurance
- $99
Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.
Around This Property
Schools, everyday places and nearby destinations near 28 Penacook Terrace, Merrimack, NH
Assigned Schools
- Elementary
- James Mastricola Elem
- Middle
- Merrimack Middle School
- High School
- MerrimackH
- District
- Merrimack Sch Dst SAU #26
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How much does 28 Penacook Terrace cost?
28 Penacook Terrace in Merrimack, NH is listed for $475,000 on PrimeMLS.
That is about $313 per square foot of finished living space.
It came on the market on October 1, 2026.
How many bedrooms and bathrooms does 28 Penacook Terrace have?
28 Penacook Terrace in Merrimack, NH has 2 bedrooms and 3 bathrooms (2 full and 1 half) in 1,517 square feet of finished living space.
Counting 764 finished square feet below grade, the MLS lists 2,281 finished square feet in total.
Does 28 Penacook Terrace have a basement?
Yes. 28 Penacook Terrace in Merrimack, NH has a basement with interior access, including 764 finished square feet.
The MLS describes it as finished, full, storage space and walk-out access.
What are the key features of 28 Penacook Terrace?
Inside, the MLS lists these features at 28 Penacook Terrace in Merrimack, NH: bar, blinds, cathedral ceiling(s), ceiling fan(s), dining area, 1 fireplace, kitchen island and kitchen/dining.
Outside: deck.
Flooring: carpet, tile, wood and vinyl plank.
Listed appliances: dishwasher, dryer, microwave, electric range, refrigerator and washer; confirm which ones convey in the purchase agreement.
What parking does 28 Penacook Terrace have?
28 Penacook Terrace in Merrimack, NH has a 1-car garage and a paved driveway.
Parking details: direct access, driveway and garage.
What school district is 28 Penacook Terrace in?
The MLS places 28 Penacook Terrace in Merrimack, NH in the Merrimack Sch Dst SAU #26.
Listed schools: James Mastricola Elem (elementary), Merrimack Middle School (middle) and MerrimackH (high).
School assignments can change; confirm with the district.
Is 28 Penacook Terrace still for sale?
Yes. 28 Penacook Terrace in Merrimack, NH is listed as Active on PrimeMLS (MLS #5112390).
Status can change quickly; contact us to confirm availability before you visit.
Which brokerage has 28 Penacook Terrace listed?
28 Penacook Terrace in Merrimack, NH is listed by Laurie Des Rochers of Des Rochers Real Estate Professionals (603-641-5905).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What type of home is 28 Penacook Terrace?
28 Penacook Terrace in Merrimack, NH is a condominium built in 2001.
The MLS lists its style as Cape, Contemporary, with three stories.
What town is 28 Penacook Terrace in?
28 Penacook Terrace is in Merrimack, New Hampshire 03054, in Hillsborough County.
What are the annual property taxes for 28 Penacook Terrace?
Annual property taxes on 28 Penacook Terrace in Merrimack, NH are $7,460 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Merrimack assessing office.
What are the association fees for 28 Penacook Terrace?
The association fee for 28 Penacook Terrace in Merrimack, NH is $500 (monthly), per the MLS.
The MLS lists the fee as covering landscaping, plowing, sewer, trash and water.
Ask for the association documents and budget to see exactly what the fee covers.
What heating and cooling does 28 Penacook Terrace have?
28 Penacook Terrace in Merrimack, NH is heated by propane and hot air, per the MLS.
Cooling: central air.
What are the water and sewer systems at 28 Penacook Terrace?
28 Penacook Terrace in Merrimack, NH has a community water system and public sewer, per the MLS.
MLS details — water: community and drilled well; sewer: community and public.
Electric: circuit breakers.
How does the price of 28 Penacook Terrace compare with other Merrimack listings?
At $475,000, 28 Penacook Terrace in Merrimack, NH is priced above the $392,000 median asking price of the 19 condos for sale in Merrimack on PrimeMLS as of November 3, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How can I see 28 Penacook Terrace in person?
To see 28 Penacook Terrace in Merrimack, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.