Listed by KW Coastal and Lakes & Mountains Realty/Portsmouth · Andrew Welch · Erin@ProulxRealEstate.com

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Single Family Residence · Milton, NH

ActiveFor SalePrice Reduced

89 Saint James Avenue, Milton, NH

$479,900

$499,800 · changed Oct 15, 2026

Est. $2,427/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Beds
3
Baths
2
Sq Ft
2,460
Built
1973
MLS®
#5095627

Property Description

Welcome to 89 Saint James Avenue, a single-family home in Milton, New Hampshire. The home offers 3 bedrooms, 2 bathrooms and 2,460 square feet of living space, listed at $479,900. Single-family ownership here means your own land, your own walls and room to make the property yours. The numbers worth knowing: a 0.25-acre lot, garage parking for 2 and 1973 construction. See the listing's full details below, and reach out for a private showing of 89 Saint James Avenue.

**SELLER HAS 2.75% FHA ASSUMABLE MORTGAGE** OPEN HOUSE: SATURDAY, 10/24 from 11 AM to 12:30 PM - Water-view property offering scenic lake vistas without the waterfront price tag. This spacious Gambrel-style home offers the perfect blend of comfort, convenience, and year-round recreation. With generous living spaces throughout and the potential for an in-law suite, this home is ideal for large or multi-generational families. Enjoy breathtaking sunset views over the lake and take advantage of beach access located across the street. The upgraded kitchen features stainless steel appliances and ample space for cooking and entertaining. Large rooms throughout the home provide flexibility for family living, work, and leisure. A two-car attached garage offers convenience and storage, while the full basement includes a washer and dryer along with abundant storage space. One of the home's most valuable features is the on-demand generator, providing peace of mind and uninterrupted power in every season. Step outside to a beautiful backyard, perfect for family gatherings, barbecues, and outdoor entertaining. Embrace the four-season lifestyle with boating, swimming, and fishing during the summer months, and ice fishing and snowmobiling throughout the winter. Nature lovers will appreciate the nearby conservation land offering endless opportunities for hiking and exploration. Conveniently located just 20 minutes from shopping, dining, and entertainment at The Ridge in Rochester, and only 40 minutes from the skiing, shopping, and attractions of Conway, this property offers the perfect balance of lake view tranquility and easy access to everyday amenities. Whether you're looking for a year-round residence, a vacation retreat, or a home with room for everyone, this exceptional lakeside property is ready to welcome you home.

Location Highlights

89 Saint James Avenue is a single family residence in Milton, New Hampshire, listed at $479,900. That works out to about $195 per square foot, for a home built in 1973. It has been on the market for 5 months.

At this latitude, Milton averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools in the Milton: Milton Elementary School (Elementary), Nute Middle and High School (Middle), NuteHighSc (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

Bedrooms
3
Total Baths
2
Full Baths
1
SqFt
2,460
Price / SqFt
$195.08
Property Type
Single Family Residence
Year Built
1973
County
NH-Strafford
Town
Milton, NH
Status
Active
Days on Market
130

Primary Features

County
NH-Strafford
Property Type
Residential
Year Built
1973
Zoning
LOW DE

Interior Features

Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Electric Stove, Natural Gas Water Heater, Washer, Gas Stove
Basement
Yes
Basement Access Type
Interior
Basement Description
Interior Entry, Unfinished
1/4 Baths
0
3/4 Baths
0
Cooling
None
Electric
100 Amp Service
Flooring
Carpet, Tile, Wood, Vinyl Plank
Heating
Forced Air, Oil, Wood
Interior Features
Dining Area, Kitchen Island, Natural Light, Natural Woodwork
Rooms - Total
9
SqFt-Approximate Finished Above Grade
2,460
SqFt-Approximate Finished Below Grade
0
SqFt Approximate Total Finished
2,460
SqFt Approximate Total
3,420

Location Information

School - District
Milton
School - Elementary
Milton Elementary School
School - High
NuteHighSc
School - Middle/Jr
Nute Middle and High School

Financial Details

Cable Company
Breezeline
Electric Company
Eversource
Fuel Company
Eastern Oil & Propane
Tax - Gross Amount
$7,644
Tax Year
2025
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Clapboard, Wood Frame
Covenants
No
Flood Zone
No
Pre-Construction
No
Property Sub Type
Single Family Residence
Seasonal
No
Total Stories
Two
Surveyed
No
Timeshare/Fractional Ownership
No
Water Access Details
Beach Access, Cross a Street to Access

External Features

Driveway
Paved
Exterior Features
Deck, Garden
Foundation
Concrete
Garage
Yes
Garage Capacity
2
Lot Features
Walking Trails
Lot - Acres
0.25
Lot - SqFt
10,890
Parking
Attached
Road Frontage Type
Paved, Public
Road Frontage
Yes
Road Frontage Length
88
Roof
Asphalt Shingle
Sewer
1000 Gallon
Utilities
Cable at Site
Water Source
Driven Point
Water Body Type
Lake

MLS®: PrimeMLS #5095627; Listed by KW Coastal and Lakes & Mountains Realty/Portsmouth · Andrew Welch · Erin@ProulxRealEstate.com

Property History

Estimated annual taxes for this property

2024
$8,158
2023
$7,954
2022
$7,750

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Milton
22
Average list price
$547,518
Price range
$75,000 – $1,275,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$3,206/ mo

Principal & Interest
$2,427
Property Tax
$680
Home Insurance
$100

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 89 Saint James Avenue, Milton, NH

Assigned Schools

Elementary
Milton Elementary School
Middle
Nute Middle and High School
High School
NuteHighSc
District
Milton

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How much does 89 Saint James Avenue cost?

89 Saint James Avenue in Milton, NH is listed for $479,900 on PrimeMLS.

That is about $195 per square foot of finished living space.

It came on the market on June 19, 2026.

How many bedrooms and bathrooms does 89 Saint James Avenue have?

89 Saint James Avenue in Milton, NH has 3 bedrooms and 2 bathrooms (1 full and 1 half) in 2,460 square feet of finished living space.

What heating and cooling does 89 Saint James Avenue have?

89 Saint James Avenue in Milton, NH is heated by forced air, oil and wood, per the MLS.

The MLS lists no cooling system.

What are the water and sewer systems at 89 Saint James Avenue?

89 Saint James Avenue in Milton, NH has a private well, per the MLS.

MLS details — water: driven point; sewer: 1000 gallon.

Electric: 100 amp service (Eversource).

Other utilities: cable at site; cable provider Breezeline.

Plan a water test and septic inspection during your inspection period.

Does 89 Saint James Avenue have a basement?

Yes. 89 Saint James Avenue in Milton, NH has a basement with interior access.

The MLS describes it as interior entry and unfinished.

What are the key features of 89 Saint James Avenue?

Inside, the MLS lists these features at 89 Saint James Avenue in Milton, NH: dining area, kitchen island, natural light and natural woodwork.

Outside: deck and garden.

Flooring: carpet, tile, wood and vinyl plank.

Listed appliances: dishwasher, dryer, microwave, refrigerator, electric stove, natural gas water heater, washer and gas stove; confirm which ones convey in the purchase agreement.

What parking does 89 Saint James Avenue have?

89 Saint James Avenue in Milton, NH has a 2-car garage and a paved driveway.

Parking details: attached.

Is 89 Saint James Avenue a waterfront property?

The MLS does not list 89 Saint James Avenue in Milton, NH as waterfront, but it notes water access on a lake.

Water access: beach access and cross a street to access.

Confirm frontage, shoreland rules and any dock or beach rights during due diligence.

What school district is 89 Saint James Avenue in?

The MLS places 89 Saint James Avenue in Milton, NH in the Milton school district.

Listed schools: Milton Elementary School (elementary), Nute Middle and High School (middle) and NuteHighSc (high).

School assignments can change; confirm with the district.

Is 89 Saint James Avenue still for sale?

Yes. 89 Saint James Avenue in Milton, NH is listed as Active on PrimeMLS (MLS #5095627).

Status can change quickly; contact us to confirm availability before you visit.

Which brokerage has 89 Saint James Avenue listed?

89 Saint James Avenue in Milton, NH is listed by Andrew Welch of KW Coastal and Lakes & Mountains Realty/Portsmouth (603-205-1488).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What type of home is 89 Saint James Avenue?

89 Saint James Avenue in Milton, NH is a single-family home built in 1973.

The MLS lists its style as Gambrel, with two stories.

What town is 89 Saint James Avenue in?

89 Saint James Avenue is in Milton, New Hampshire 03851, in Strafford County.

Location notes from the MLS: walking trails.

What is the lot size of 89 Saint James Avenue?

89 Saint James Avenue in Milton, NH sits on 0.25 acres, per the MLS.

It has 88 feet of road frontage (paved and public).

Zoning: LOW DE.

The MLS lists it as outside a flood zone.

What are the annual property taxes for 89 Saint James Avenue?

Annual property taxes on 89 Saint James Avenue in Milton, NH are $7,644 for the 2025 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Milton assessing office.

How does the price of 89 Saint James Avenue compare with other Milton listings?

At $479,900, 89 Saint James Avenue in Milton, NH is priced below the $599,900 median asking price of the 9 single-family homes for sale in Milton on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How can I see 89 Saint James Avenue in person?

To see 89 Saint James Avenue in Milton, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.