Listed by BHHS Verani Upper Valley · Andy Clouse · Phone: 267-349-9266

Single Family Residence · Sunapee, NH

ActiveFor Sale

78 Garnet Street, Sunapee, NH

$4,395,000

Est. $22,224/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)

Beds
5
Baths
6
Sq Ft
3,142
Built
1992
MLS®
#5085816

Property Description

78 Garnet Street, Sunapee is a single-family home for sale in New Hampshire at $4,395,000. The property offers 5 bedrooms, 6 bathrooms and 3,142 square feet of living space. Single-family ownership here means your own land, your own walls and room to make the property yours. The numbers worth knowing: a 0.25-acre lot, garage parking for 2 and 1992 construction. Scroll on for current photos, the complete spec sheet and this Sunapee listing's market context.

Situated on Sunapee Harbor, this custom waterfront home offers a spectacular location and amazing water views from virtually every room.  With 5 bedrooms, 5.5 bathrooms, 4 fireplaces, a full walkout lower level and multi-level exterior decks overlooking Lake Sunapee, you have the ideal place for entertaining and hosting guests and family. Enjoy the lifestyle with outdoor relaxation after docking your boat at your private dock along your 130 feet of shoreline.  In the heart of it all, easily walk or bike to the harbor for dining and shopping, or to Dewey beach for fun in the sun. Enter the first floor and realize the wonder of the open floor plan and towering high ceilings. Take in the gorgeous and dramatic water views gained with the back wall of windows and french doors.  Upstairs, you will find 4 bedrooms. The primary suite is appointed with its own fireplace, cedar closet and luxury bathroom. Your guests will enjoy convenience and privacy while staying in bedrooms with ensuite bathrooms.  In the lower level, your comfort is enhanced by an entertainment room with fireplace, full bathroom and bar. The full walkout provides spectacular views, adds tremendous living space and a fifth bedroom. Well thought out and designed, this home has a 500 Sqft dry storage area for your water sport, snow sport and gardening needs (Interior and Exterior access).  Whether your goal is to own a year-round home or vacation getaway, this property offers you the opportunity to achieve your goal in style.

Location Highlights

78 Garnet Street is a single family residence in Sunapee, New Hampshire, listed at $4,395,000. That works out to about $1,399 per square foot, for a home built in 1992. It has been on the market for 6 months.

From here it is 31.8 miles to Downtown Plymouth / Main Street and 39.5 miles to Owl's Nest Resort. At this latitude, Sunapee averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

Bedrooms
5
Total Baths
6
Full Baths
4
SqFt
3,142
Price / SqFt
$1398.79
Property Type
Single Family Residence
Year Built
1992
County
NH-Sullivan
Town
Sunapee, NH
Status
Active
Days on Market
175

Primary Features

County
NH-Sullivan
Property Type
Residential
Year Built
1992
Zoning
Residential

Interior Features

Appliances
Gas Cooktop, Dishwasher, Dryer, Freezer, Microwave, Double Oven, Refrigerator, Washer, Water Heater
Basement
Yes
Basement Access Type
Walkout
Basement Description
Climate Controlled, Finished, Exterior Entry, Interior Stairs, Walk-Out Access
1/4 Baths
0
3/4 Baths
1
Cooling
Central Air
Electric
200+ Amp Service, Circuit Breakers
Flooring
Carpet, Tile, Wood
Heating
Forced Air, Oil
Interior Features
Bar, Cedar Closet(s), 3+ Fireplaces, Kitchen Island, Primary BR w/ BA, Natural Light, Walk-In Closet(s), 2nd Floor Laundry
Rooms - Total
13
SqFt-Approximate Finished Above Grade
3,142
SqFt-Approximate Finished Below Grade
1,119
SqFt Approximate Total Finished
4,261
SqFt Approximate Total
4,745

Financial Details

Tax - Gross Amount
$33,691
Tax Year
2025
Taxes TBD
No

Additional

Construction Status
Existing
Construction
Wood Frame, Shingle Siding
Covenants
Unknown
Flood Zone
Unknown
Pre-Construction
No
Property Sub Type
Single Family Residence
Seasonal
No
Total Stories
2.5
Surveyed
Unknown
Timeshare/Fractional Ownership
No
Water Access Details
Deep Water Access, Dock Access

External Features

Driveway
Paved
Exterior Features
Boat Slip, Deck, Porch, Private Dock, Storage
Foundation
Concrete
Garage
Yes
Garage Capacity
2
Lot Features
Landscaped, Near Skiing
Lot - Acres
0.25
Lot - SqFt
10,890
Road Frontage Type
Paved, Public Maintained Road
Road Frontage
Yes
Road Frontage Length
110
Roof
Asphalt Shingle
Sewer
Public
Utilities
Cable
Water Source
Public
Water Body Type
Lake

MLS®: PrimeMLS #5085816; Listed by BHHS Verani Upper Valley · Andy Clouse · Phone: 267-349-9266

Property History

Estimated annual taxes for this property

2024
$74,715
2023
$72,847
2022
$70,979

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

Active listings in Sunapee
30
Average list price
$717,533
Price range
$139,500 – $1,200,000

Mortgage Calculator

Estimate your monthly payment for this home

Loan Term

Estimated Monthly Payment

$29,365/ mo

Principal & Interest
$22,224
Property Tax
$6,226
Home Insurance
$916

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 78 Garnet Street, Sunapee, NH

Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

Questions About This Listing

How big is 78 Garnet Street?

78 Garnet Street in Sunapee, NH has 5 bedrooms and 6 bathrooms (4 full, 1 three-quarter and 1 half) in 3,142 square feet of finished living space.

Counting 1,119 finished square feet below grade, the MLS lists 4,261 finished square feet in total.

What is the asking price of 78 Garnet Street?

78 Garnet Street in Sunapee, NH is listed for $4,395,000 on PrimeMLS.

That is about $1,399 per square foot of finished living space.

It came on the market on April 28, 2026.

What features does 78 Garnet Street have?

Inside, the MLS lists these features at 78 Garnet Street in Sunapee, NH: bar, cedar closet(s), 3+ fireplaces, kitchen island, primary BR w/ BA, natural light, walk-in closet(s) and 2nd floor laundry.

Outside: boat slip, deck, porch, private dock and storage.

Flooring: carpet, tile and wood.

Listed appliances: gas cooktop, dishwasher, dryer, freezer, microwave, double oven, refrigerator, washer and water heater; confirm which ones convey in the purchase agreement.

Does 78 Garnet Street have a garage?

78 Garnet Street in Sunapee, NH has a 2-car garage and a paved driveway.

Is 78 Garnet Street on the water?

Yes. The MLS lists 78 Garnet Street in Sunapee, NH as a waterfront property on a lake.

Water access: deep water access and dock access.

The MLS lists a private dock.

Confirm frontage, shoreland rules and any dock or beach rights during due diligence.

Is 78 Garnet Street still available?

Yes. 78 Garnet Street in Sunapee, NH is listed as Active on PrimeMLS (MLS #5085816).

Status can change quickly; contact us to confirm availability before you visit.

Who is the listing agent for 78 Garnet Street?

78 Garnet Street in Sunapee, NH is listed by Andy Clouse of BHHS Verani Upper Valley (603-643-8822).

Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.

What kind of property is 78 Garnet Street?

78 Garnet Street in Sunapee, NH is a single-family home built in 1992.

The MLS lists its style as Contemporary, with 2.5 stories.

Where is 78 Garnet Street located?

78 Garnet Street is in Sunapee, New Hampshire 03782, in Sullivan County.

Location notes from the MLS: near skiing.

How much land comes with 78 Garnet Street?

78 Garnet Street in Sunapee, NH sits on 0.25 acres, per the MLS.

The lot is described as landscaped.

It has 110 feet of road frontage (paved and public maintained road).

Zoning: Residential.

How much are the property taxes on 78 Garnet Street?

Annual property taxes on 78 Garnet Street in Sunapee, NH are $33,691 for the 2025 tax year, per the MLS.

New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Sunapee assessing office.

How is 78 Garnet Street heated?

78 Garnet Street in Sunapee, NH is heated by forced air and oil, per the MLS.

Cooling: central air.

Does 78 Garnet Street have town water and sewer?

78 Garnet Street in Sunapee, NH has public water and public sewer, per the MLS.

MLS details — water: public; sewer: public.

Electric: 200+ amp service and circuit breakers.

Other utilities: cable.

Is there a basement at 78 Garnet Street?

Yes. 78 Garnet Street in Sunapee, NH has a basement with walkout access, including 1,119 finished square feet.

The MLS describes it as climate controlled, finished, exterior entry, interior stairs and walk-out access.

How does the price of 78 Garnet Street compare with other Sunapee listings?

At $4,395,000, 78 Garnet Street in Sunapee, NH is priced above the $947,000 median asking price of the 14 single-family homes for sale in Sunapee on PrimeMLS as of November 3, 2026 (this listing included).

That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.

How do I schedule a showing of 78 Garnet Street?

To see 78 Garnet Street in Sunapee, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.

We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.

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This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/03/26.