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104 Bailey Road, Effingham, NH

Single Family Residence

For SaleActive
1 Beds|1 Baths|714 ft²|Built 1960|Effingham

Listed by Costantino Real Estate LLC · Salina McLellan

Property Description

This waterfront home offers 100 feet of owned shoreline, a private dock, and wide-open views stretching straight to the mountains. Set on a manageable .26-acre lot, it offers the relaxed, timeless feel of classic year-round lake living. From the moment you arrive, the property feels ready for lake days. The flat, open lot is perfect for setting up an evening by the water, afternoon games, or getting ready for a slow cruise around the lake. When you head indoors, the living room opens into the combined kitchen and dining area, keeping the easy flow of the day going. You’ll find the bedroom just off the kitchen. A short hall leads to a practical ¾ bath with everything you need, and beyond that, a surprisingly spacious family room. A slider opens to the lake side of the property, with open water and mountain views that make this spot a true highlight of the home. Toward the back of the lot, a finished bunkhouse creates an effortless landing spot for summer visitors, with electricity, handy countertop and cabinet space, a mini-fridge, and enough room to relax after a day on the water. Your shoreline and dock make it simple to enjoy the lake from morning to evening, whether you start the day by the water, spend a little time on the sandy edge, or head over to nearby Province Lake Golf, local dining, or the shops and restaurants of North Conway. A Rinnai heater provides warmth, and the location offers an easy blend of lake living and everyday convenience. Quick access to Routes 153 and 16.

Property Details

Essentials & finishes

  • Bedrooms:1
  • Total Baths:1
  • SqFt:714
  • Price / SqFt:$698.88
  • Property Type:Single Family Residence
  • Year Built:1960
  • County:NH-Carroll
  • Town:Effingham, NH
  • Status:Active
  • Days on Market:59

Primary Features

CountyNH-Carroll
Property TypeResidential
Year Built1960
ZoningProvince Lake District

Interior Features

AppliancesMini Fridge, Electric Range, Refrigerator, Electric Stove, Electric Water Heater
BasementNo
1/4 Baths0
3/4 Baths1
CoolingWall Unit(s)
Electric100 Amp Service, Circuit Breakers
FlooringCarpet, Laminate
HeatingPropane, Vented Gas Heater, Wall Units
Interior FeaturesFurnished, Kitchen/Dining
Rooms - Total4
SqFt-Approximate Finished Above Grade714
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished714
SqFt Approximate Total714

Location Information

School - ElementaryEffingham Elementary School
School - HighKingswood Regional High School
School - Middle/JrKingswood Regional Middle Sch

Financial Details

Electric CompanyEversource
Foreclosed / Bank-Owned / REONo
Tax - Gross Amount$6,861
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionBatts Insulation, Wood Frame, Vinyl Siding
CovenantsUnknown
EasementsUnknown
Flood ZoneNo
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalYes
Total StoriesOne
SurveyedUnknown
Timeshare/Fractional OwnershipNo
Water Access DetailsBeach Access, Cross a Street to Access, Deep Water Access, Dock Access

External Features

ColorWhite
DrivewayDirt, Gravel
Exterior FeaturesBoat Slip, Shed
FoundationPost/Piers, Skirted
GarageNo
Lot FeaturesCountry Setting, Lake Access, Lake Frontage, Lake View, Landscaped, Level, Mountain View, Views, Water View, Waterfront
Lot - Acres0.26
Lot - SqFt11,326
Road Frontage TypePaved, Public Maintained Road
Road FrontageYes
Road Frontage Length100
RoofArchitectural Shingle
SewerPrivate Sewer, On-Site Septic Exists, Septic Tank
UtilitiesCable Available, Propane
Water SourceDriven Point, Private
Water Body TypeLake
MLS®: PrimeMLS #5089306; Listed by Costantino Real Estate LLC · Salina McLellan

Property History

Annual taxes for this property

YearAssessed Tax
2024$8,483
2023$8,271
2022$8,059

Estimated from list price; verify with the town assessor.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Effingham22
  • Average list price$366,308
  • Price range$80,000 – $824,000
  • Market sentimentBuyer's Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$3,334 / mo
  • Principal & Interest$2,523
  • Property Tax$707
  • Home Insurance$104

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$499,000/ Asking Price
For SaleActive
Est. $2,523 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Buyer's Market
Buyer’s MarketBalancedSeller’s Market

Based on 22 active · 0 sold in Effingham (last 90 days)

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

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Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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