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Listed by Maxfield Real Estate/Wolfeboro · Jen McCullough · 603-569-3128

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12 Lockes Island, Gilford, NH

Single Family Residence

For SaleActive

Listed by Maxfield Real Estate/Wolfeboro · Jen McCullough · 603-569-3128

2 Beds|1 Baths|992 ft²|Built 1899|Gilford

Property Description

Offered at $775,000, this Gilford single-family home at 12 Lockes Island pairs New Hampshire living with everyday convenience. It counts 2 bedrooms, 1 bathroom and 992 square feet of living space. The format is the classic one — a standalone home with no association between you and your plans for it. Beyond the basics, the listing carries 1899 construction and roughly $781 per square foot. Everything below — photos, details, schools and market data — updates live from the MLS. Browse more homes for sale in Gilford.

Escape to the timeless charm of island living on Lake Winnipesaukee. Set on Lockes Island in Gilford, this classic cottage pairs spectacular long-range views with crystal-clear water and inviting spaces for summer days at the lake. Arrive by boat at the large dock with breakwater, then settle onto the expansive porch that stretches across the front of the home. A brand-new outdoor kitchen with a pizza oven makes it easy to gather for meals by the water. Inside, oversized living room windows frame panoramic lake views. The kitchen has been partially updated with new appliances and cabinetry and is awaiting your finishing touches. A first-floor bedroom offers convenient access, while the large open area upstairs, provides room for family and guests. Just a short boat ride from the Gilford town docks, with resident parking and occasional day docking, the cottage also puts Weirs Beach and Meredith within easy reach for dining, shopping, and entertainment. Come make this island retreat your summer tradition. (the property has a four bedroom septic system, and architectural renderings have been completed for a new build providing potential for future expansion).

Location Highlights

12 Lockes Island is a single family residence in Gilford, New Hampshire, listed at $775,000. That works out to about $781 per square foot, for a home built in 1899. It has been on the market for 7 days.

From here it is 18.6 miles to Downtown Plymouth / Main Street and 23.3 miles to Owl's Nest Resort. At this latitude, Gilford averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Zoned schools in the Gilford Sch District SAU #73: Gilford Elementary (Elementary), Gilford Middle (Middle), GilfordHig (High). Always confirm zoning with the district office.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

  • Bedrooms:2
  • Total Baths:1
  • SqFt:992
  • Price / SqFt:$781.25
  • Property Type:Single Family Residence
  • Year Built:1899
  • County:NH-Belknap
  • Town:Gilford, NH
  • Status:Active
  • Days on Market:7

Primary Features

CountyNH-Belknap
Property TypeResidential
Year Built1899
ZoningIR

Interior Features

AppliancesDishwasher, Microwave, Gas Range, Refrigerator
BasementNo
1/4 Baths0
3/4 Baths1
CoolingNone
Electric100 Amp Service
FlooringWood, Vinyl Plank
HeatingElectric
Rooms - Total6
SqFt-Approximate Finished Above Grade992
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished992
SqFt Approximate Total992

Location Information

School - DistrictGilford Sch District SAU #73
School - ElementaryGilford Elementary
School - HighGilfordHig
School - Middle/JrGilford Middle

Financial Details

Tax - Gross Amount$6,755
Tax Year2023
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionWood Frame
CovenantsNo
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalYes
Total StoriesTwo
SurveyedUnknown
Timeshare/Fractional OwnershipNo
Water Access DetailsDeep Water Access, Directly Adjoining, Dock Access

External Features

Colorwhite
DrivewayNone
Exterior FeaturesBoat Slip, Patio, Porch, Covered Porch, Private Dock, Built in Gas Grill
FoundationPost/Piers
GarageNo
Lot FeaturesCountry Setting, Landscaped, Level, Mountain View, Views, Island
Lot - Acres0.29
Lot - SqFt12,632
Road Frontage TypeNone
Road FrontageNo
RoofAsphalt Shingle
Sewer1250 Gallon, Private, On-Site Septic Exists
UtilitiesCable Available
Water SourceLake/Pond
Water Body TypeLake
MLS®: PrimeMLS #5111809; Listed by Maxfield Real Estate/Wolfeboro · Jen McCullough · 603-569-3128

Property History

Estimated annual taxes for this property

YearEst. Tax
2024$13,175
2023$12,846
2022$12,516

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

  • Active listings in Gilford79
  • Average list price$713,658
  • Price range$287,000 – $3,150,000

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$5,178 / mo
  • Principal & Interest$3,919
  • Property Tax$1,098
  • Home Insurance$161

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 12 Lockes Island, Gilford, NHSource: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

ElementaryGilford Elementary
MiddleGilford Middle
High SchoolGilfordHig
DistrictGilford Sch District SAU #73
$775,000/ Asking Price
For SaleActive

Listed by Maxfield Real Estate/Wolfeboro · Jen McCullough · 603-569-3128

Est. $3,919 / mo20% down · 30yr · 6.5%

Owl’s Nest Real Estate estimate, not MLS data.

Tom DeMatteo

Tom DeMatteo

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Questions About This Listing

What area is 12 Lockes Island in?

The property is in Gilford, New Hampshire (03249).

What type of home is 12 Lockes Island?

Single-family home in Gilford, New Hampshire, built in 1899.

How many bedrooms and bathrooms does 12 Lockes Island have?

The home has 2 bedrooms and 1 bathroom.

It offers 992 square feet of living space.

How much does 12 Lockes Island cost?

12 Lockes Island in Gilford, NH is listed at $775,000.

That works out to about $781 per square foot.

Is 12 Lockes Island still available?

The listing's current MLS status is Active. Reach out and we can confirm availability and arrange a showing.

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/06/26.