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Listed by Coldwell Banker Realty Bedford NH · Anderson Mills & Associates · Phone: 603-420-2883

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19 Smith Cove Road, Gilford, NH

Single Family Residence

For SaleActive

Listed by Coldwell Banker Realty Bedford NH · Anderson Mills & Associates · Phone: 603-420-2883

5 Beds|2 Baths|2,086 ft²|Built 1962|Gilford

Property Description

Buyers searching Gilford, New Hampshire will want a look at 19 Smith Cove Road — a single-family home asking $1,950,000. It features 5 bedrooms, 2 bathrooms and 2,086 square feet of living space. Homes like this trade on the fundamentals: space, privacy and a New Hampshire address that works year-round. Also on the sheet: garage parking for 1, 1962 construction and roughly $935 per square foot. Everything below — photos, details, schools and market data — updates live from the MLS. Browse more homes for sale in Gilford.

Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads. The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry. The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals. Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion. The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. Just minutes from BankNH Pavilion, Gunstock Mountain Resort, marinas, restaurants, shopping, and year-round recreation, this is your chance to create something truly special.

Location Highlights

19 Smith Cove Road is a single family residence in Gilford, New Hampshire, listed at $1,950,000. That works out to about $935 per square foot, for a home built in 1962. It has been on the market for 8 weeks.

From here it is 18.9 miles to Downtown Plymouth / Main Street and 23.8 miles to Owl's Nest Resort. At this latitude, Gilford averages roughly 8.4 hours of sun a day in June and 3.6 in December.

Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.

Property Details

Essentials & finishes

  • Bedrooms:5
  • Total Baths:2
  • Full Baths:1
  • SqFt:2,086
  • Price / SqFt:$934.80
  • Property Type:Single Family Residence
  • Year Built:1962
  • County:NH-Belknap
  • Town:Gilford, NH
  • Status:Active
  • Days on Market:56

Primary Features

CountyNH-Belknap
Property TypeResidential
Year Built1962
ZoningRC

Interior Features

AppliancesDryer, Microwave, Electric Range, Refrigerator, Washer
BasementYes
Basement Access TypeWalkout
Basement DescriptionBulkhead, Crawl Space, Dirt Floor, Exterior Entry, Unfinished
1/4 Baths0
3/4 Baths1
CoolingNone
Electric200+ Amp Service, Generator Ready
FlooringVinyl, Wood
HeatingElectric, Wood
Interior FeaturesDining Area, Wood Fireplace, 3+ Fireplaces, Kitchen/Living, Living/Dining, Natural Woodwork, 1st Floor Laundry
Rooms - Total11
SqFt-Approximate Finished Above Grade2,086
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished2,086
SqFt Approximate Total2,086

Financial Details

Tax - Gross Amount$23,107.50
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionClapboard, Wood Frame
CovenantsNo
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalNo
Total StoriesOne
SurveyedYes
Timeshare/Fractional OwnershipNo

External Features

DrivewayPaved
Exterior FeaturesBoat House, Boat Slip, Deck, Dock, Garden, Natural Shade, Private Dock, Shed
FoundationBlock, Concrete Slab, Stone w/ Skim Coating
GarageYes
Garage Capacity1
Lot FeaturesLevel, Mountain View, Open Lot, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Near School(s)
Lot - Acres0.31
Lot - SqFt13,504
Road Frontage TypePublic
Road FrontageYes
Road Frontage Length74
RoofAsphalt Shingle
SewerPublic
UtilitiesCable
Water SourceDrilled Well
MLS®: PrimeMLS #5107388; Listed by Coldwell Banker Realty Bedford NH · Anderson Mills & Associates · Phone: 603-420-2883

Property History

Estimated annual taxes for this property

YearEst. Tax
2024$33,150
2023$32,321
2022$31,493

Source: Owl’s Nest Real Estate estimate from the list price at New Hampshire’s average effective tax rate — not PrimeMLS or town assessor data. Verify with the town assessor.

Market Data

Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town

  • Active listings in Gilford71
  • Average list price$797,209
  • Price range$129,000 – $3,150,000

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$13,029 / mo
  • Principal & Interest$9,860
  • Property Tax$2,763
  • Home Insurance$406

Source: Owl’s Nest Real Estate estimate, not PrimeMLS data. Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

Around This Property

Schools, everyday places and nearby destinations near 19 Smith Cove Road, Gilford, NHSource: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.

$1,950,000/ Asking Price
For SaleActive

Listed by Coldwell Banker Realty Bedford NH · Anderson Mills & Associates · Phone: 603-420-2883

Est. $9,860 / mo20% down · 30yr · 6.5%

Owl’s Nest Real Estate estimate, not MLS data.

Tom DeMatteo

Tom DeMatteo

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Questions About This Listing

Can I still buy 19 Smith Cove Road?

The listing's current MLS status is Active. Reach out and we can confirm availability and arrange a showing.

What is the asking price of 19 Smith Cove Road?

19 Smith Cove Road in Gilford, NH is listed at $1,950,000.

That works out to about $935 per square foot.

How big is 19 Smith Cove Road?

The home has 5 bedrooms and 2 bathrooms.

It offers 2,086 square feet of living space.

Where is 19 Smith Cove Road located?

The property is in Gilford, New Hampshire (03249).

What is the MLS number for 19 Smith Cove Road?

The MLS number is #5107388 (PrimeMLS), listed on August 30, 2026.

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/25/26.