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2395 Valley Road, Stoddard, NH

Single Family Residence

For SaleActive
2 Beds|1 Baths|1,008 ft²|Built 1971|Stoddard

Listed by Spotlight Realty · Amanda Blevens

Property Description

Offered for the first time since it was built in 1971, this cherished Highland Lake cottage, w/ ±65’ of exclusively owned waterfront, has been lovingly maintained by the same family for 55 years. From the moment you arrive, your eyes are drawn to the water. An expansive enclosed porch stretches across the lakeside of the home, offering sparkling water views, cool summer breezes, and the unmistakable call of the loons. With screened windows & removable glass inserts, it’s a space you’ll enjoy well beyond summer. The lawn leads directly to the sandy-bottom shoreline, making swimming, wading, and launching kayaks effortless. The existing 40’ dock is ready for your boat, inviting you to spend the days exploring beautiful Highland Lake, which encompasses ±700 acres over a 7-mile span and is well-known for boating, swimming, bass fishing, & year-round recreation. Inside, the main level features a cozy living room w/ wood stove, kitchen/dining area, 2 bedrooms, and ¾ bath. Upstairs are 2 additional rooms, including one w/ a private balcony overlooking the lake, that have accommodated overnight guests for years. Plenty of room to relax, gather w/ loved ones & enjoy life at the lake! Currently enjoyed as a seasonal retreat, the property offers a drilled well, insulation, electric heat & other updates including a replacement septic tank (2016) and well pump. Two detached outbuildings provide excellent storage for lawn equipment, water toys & gear. On ±.27 acres in low-tax Stoddard, this special property is being offered fully furnished & turn-key, ready to enjoy from day one. Whether you preserve its timeless cottage charm or make it your own over time, opportunities like this don’t come along often. Located approx. 30 minutes to Hillsborough & Newport, approx. 45-50 minutes to Concord, Keene & Sunapee, and under 2 hours from Boston. Come experience the simple joys of Highland Lake, where summer days seem to last a little longer and memories are made for generations.

Property Details

Essentials & finishes

  • Bedrooms:2
  • Total Baths:1
  • SqFt:1,008
  • Price / SqFt:$495.04
  • Property Type:Single Family Residence
  • Year Built:1971
  • County:NH-Cheshire
  • Town:Stoddard, NH
  • Status:Active
  • Days on Market:0

Primary Features

CountyNH-Cheshire
Property TypeResidential
Year Built1971
ZoningLAKESIDE

Interior Features

AppliancesElectric Range, Refrigerator
BasementYes
Basement Access TypeWalk-up
Basement DescriptionPartial, Sump Pump, Exterior Access
1/4 Baths0
3/4 Baths1
CoolingNone
ElectricCircuit Breakers
HeatingElectric, Wood Stove
Interior FeaturesDining Area, Furnished, Hearth, Kitchen/Dining, Living/Dining, Natural Light, Natural Woodwork
Rooms - Total8
SqFt-Approximate Finished Above Grade1,008
SqFt-Approximate Finished Below Grade0
SqFt Approximate Total Finished1,008
SqFt Approximate Total1,604

Financial Details

Cable CompanyGranite State Comm.
Electric CompanyEversource
Foreclosed / Bank-Owned / REONo
Tax - Gross Amount$4,362.43
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionWood Frame
CovenantsUnknown
Flood ZoneUnknown
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
SeasonalYes
Total StoriesOne and One Half
SurveyedUnknown
Timeshare/Fractional OwnershipNo
Water Access DetailsBeach Access, Deep Water Access, Directly Adjoining, Dock Access

External Features

ColorBrown
DrivewayOther
Exterior FeaturesBoat Slip, Dock, Balcony, Natural Shade, Outbuilding, Screened Porch, Private Dock, Storage, Beach Access
FoundationBlock
GarageNo
Lot FeaturesBeach Access, Country Setting, Deep Water Access, Lake Access, Lake Frontage, Lake View, Lakes, Trail/Near Trail, Waterfront, Wooded, Near Skiing, Near Snowmobile Trails, Near ATV Trail
Lot - Acres0.27
Lot - SqFt11,761
ParkingDriveway, Carport
Road Frontage TypeDirt, Gravel, Public Maintained Road, Public
Road FrontageYes
Road Frontage Length57
RoofShingle
Sewer1250 Gallon, Concrete, Private Sewer, Septic Tank
UtilitiesOther
Water SourceDrilled Well, Private
Water Body TypeLake
MLS®: PrimeMLS #5100228; Listed by Spotlight Realty · Amanda Blevens

Property History

Annual taxes for this property

YearAssessed Tax
2024$8,483
2023$8,271
2022$8,059

Estimated from list price; verify with the town assessor.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Stoddard16
  • Average list price$411,509
  • Price range$29,900 – $770,000

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$3,334 / mo
  • Principal & Interest$2,523
  • Property Tax$707
  • Home Insurance$104

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$499,000/ Asking Price
For SaleActive
Est. $2,523 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

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