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411 Bay Road, Andover, NH

Single Family Residence

For SaleActive
3 Beds|2 Baths|3,030 ft²|Built 1960|Andover

Listed by Keller Williams Realty-Metropolitan · Ken Tassey

Property Description

Discover this rare waterfront property on "The Bay" section of the Blackwater River in scenic Andover, NH. Tucked away from busy roads and weekend crowds, this exceptional property offers a setting where you can enjoy privacy and the calm of nature just 5 minutes from downtown Andover, home of Proctor Academy, and 30 minutes to the state capitol of Concord. Set on .39 acre, this sprawling ranch home includes a remarkable, 2-years-new, 1,000 sq. ft. 2nd floor gallery-inspired great room. Its south-facing bay window, providing an elevated view of the bay, and the abundant recessed lighting fill this dramatic sanctuary with bright awe. This upstairs retreat with 8' ceilings has served as a private art and sculpture gallery, and offers possibilities limited only by imagination. The high-output mini-split HVAC system for this room puts a cherry on top. The thoughtful layout of this home sets the right distance between the bedroom/office space on the east side of the home and the two bedrooms, full bath and spacious laundry-utility room on the west side. The gathering areas for cooking, dining and relaxing at the center of the home are highlighted by its 3-season porch with a view. Efficient Rinnai heat and dehumidifiers are placed throughout the home to allow for personal comfort and climate control. Annual tree maintenance, Generac back-up generator and a new retaining wall provide homeowner peace-of-mind. A new deep drilled well brings nature’s tasty essential to your kitchen faucet. Water testing conducted regularly, available at request. The sun, the quiet meandering waters, the change of seasons, the fresh air, the night skies and the ebb and flow of nature. Come see for yourself! For those seeking multi-gen living or having friends or family next door, this home’s neighboring 405 Bay Road is also available now at MLS# 531190 from the same owner. Please conduct your own due diligence on dimensions, insurance, lot lines, etc. An abundance of records available.

Property Details

Essentials & finishes

  • Bedrooms:3
  • Total Baths:2
  • Full Baths:1
  • SqFt:3,030
  • Price / SqFt:$239.27
  • Property Type:Single Family Residence
  • Year Built:1960
  • County:NH-Merrimack
  • Town:Andover, NH
  • Status:Active
  • Days on Market:16

Primary Features

CountyNH-Merrimack
Property TypeResidential
Year Built1960
Zoning(FA) FOREST & AGRICULTURE

Interior Features

BasementYes
Basement Access TypeWalkout
Basement DescriptionClimate Controlled, Concrete, Concrete Floor, Partially Finished, Walkout, Basement Stairs
1/4 Baths0
3/4 Baths0
CoolingMini Split
Electric200+ Amp Service, Circuit Breakers, Generator Ready
HeatingPropane, Baseboard, Electric, Gas Heater, Wall Units, Mini Split
Rooms - Total9
SqFt-Approximate Finished Above Grade3,030
SqFt-Approximate Finished Below Grade268
SqFt Approximate Total Finished3,298
SqFt Approximate Total4,663

Location Information

School - DistrictMerrimack Valley SAU #46
School - ElementaryAndover Elem/Middle School

Financial Details

Cable CompanyXfinity
Electric CompanyNHEC
Foreclosed / Bank-Owned / REONo
Fuel CompanyHuckleBerry
Tax - Gross Amount$8,326
Tax Year2025
Taxes TBDNo

Additional

Construction StatusExisting
ConstructionWood Frame, Clapboard
CovenantsNo
EasementsYes
Flood ZoneYes
Pre-ConstructionNo
Property Sub TypeSingle Family Residence
ResortNo
SeasonalNo
Suitable UseRecreation,Residential
Total StoriesTwo
SurveyedUnknown
Timeshare/Fractional OwnershipNo
Water Access DetailsDeep Water Access

External Features

DrivewayGravel
FoundationConcrete
GarageYes
Garage Capacity2
Lot FeaturesMountain View, River Frontage, Secluded, Sloping, Waterfront, Rural
Lot - Acres0.39
Lot - SqFt16,988
Road Frontage TypeDirt
Road FrontageNo
RoofMetal, Shingle
SewerSeptic Tank
UtilitiesCable Available, Propane
Water SourceDrilled Well
Water Body TypeBay
MLS®: PrimeMLS #5097125; Listed by Keller Williams Realty-Metropolitan · Ken Tassey

Property History

Price, listing activity & annual taxes for this property

No sales history available.

Market Data

Live snapshot computed from active listings in this town

  • Active listings in Andover13
  • Average list price$616,082
  • Price range$100,000 – $2,800,000
  • Market sentimentBuyer's Market

Mortgage Calculator

Estimate your monthly payment for this home

20%
Loan Term
6.5%
Estimated monthly payment$4,844 / mo
  • Principal & Interest$3,666
  • Property Tax$1,027
  • Home Insurance$151

Estimates use typical New Hampshire costs — a 1.7% effective property-tax rate, insurance at 0.25% of home value/yr, and PMI below 20% down. Actual town tax rates vary; verify with your lender and the town assessor.

$725,000/ Asking Price
For SaleActive
Est. $3,666 / mo20% down · 30yr · 6.5%
Tom DeMatteo

Tom DeMatteo

Owl’s Nest Real Estate · Questions?

401-648-5308

Market Sentiment

Buyer's Market
Buyer’s MarketBalancedSeller’s Market

Based on 13 active · 0 sold in Andover (last 90 days)

PrimeMLS

NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.

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Owl's Nest Real Estate

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information. The listing broker's offer of compensation is made only to other real estate licensees who are participant members of the PrimeMLS.

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