Listed by Coldwell Banker Realty Bedford NH · Anderson Mills & Associates · Phone: 603-420-2883
Single Family Residence · Gilford, NH
19 Smith Cove Road, Gilford, NH
$1,950,000
Est. $9,860/mo · 20% down, 30-yr, 6.5% (Owl’s Nest Real Estate estimate, not MLS data)
- Beds
- 5
- Baths
- 2
- Sq Ft
- 2,086
- Built
- 1962
- MLS®
- #5107388
Property Description
Buyers searching Gilford, New Hampshire will want a look at 19 Smith Cove Road — a single-family home asking $1,950,000. It features 5 bedrooms, 2 bathrooms and 2,086 square feet of living space. Homes like this trade on the fundamentals: space, privacy and a New Hampshire address that works year-round. Also on the sheet: a 0.31-acre lot, garage parking for 1 and 1962 construction. Everything below — photos, details, schools and market data — updates live from the MLS. Browse more homes for sale in Gilford.
Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads. The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry. The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals. Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion. The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. Just minutes from BankNH Pavilion, Gunstock Mountain Resort, marinas, restaurants, shopping, and year-round recreation, this is your chance to create something truly special.
Location Highlights
19 Smith Cove Road is a single family residence in Gilford, New Hampshire, listed at $1,950,000. That works out to about $935 per square foot, for a home built in 1962. It has been on the market for 2 months.
From here it is 18.9 miles to Downtown Plymouth / Main Street and 23.8 miles to Owl's Nest Resort. At this latitude, Gilford averages roughly 8.4 hours of sun a day in June and 3.6 in December.
Source: zoned school names are PrimeMLS listing data; distances, sun exposure and school facts are Owl’s Nest Real Estate additions (school facts from the NCES, U.S. Department of Education) — not PrimeMLS data.
Property Details
Essentials & finishes
- Bedrooms
- 5
- Total Baths
- 2
- Full Baths
- 1
- SqFt
- 2,086
- Price / SqFt
- $934.80
- Property Type
- Single Family Residence
- Year Built
- 1962
- County
- NH-Belknap
- Town
- Gilford, NH
- Status
- Active
- Days on Market
- 58
Primary Features
- County
- NH-Belknap
- Property Type
- Residential
- Year Built
- 1962
- Zoning
- RC
Interior Features
- Appliances
- Dryer, Microwave, Electric Range, Refrigerator, Washer
- Basement
- Yes
- Basement Access Type
- Walkout
- Basement Description
- Bulkhead, Crawl Space, Dirt Floor, Exterior Entry, Unfinished
- 1/4 Baths
- 0
- 3/4 Baths
- 1
- Cooling
- None
- Electric
- 200+ Amp Service, Generator Ready
- Flooring
- Vinyl, Wood
- Heating
- Electric, Wood
- Interior Features
- Dining Area, Wood Fireplace, 3+ Fireplaces, Kitchen/Living, Living/Dining, Natural Woodwork, 1st Floor Laundry
- Rooms - Total
- 11
- SqFt-Approximate Finished Above Grade
- 2,086
- SqFt-Approximate Finished Below Grade
- 0
- SqFt Approximate Total Finished
- 2,086
- SqFt Approximate Total
- 2,086
Financial Details
- Tax - Gross Amount
- $23,107.50
- Tax Year
- 2025
- Taxes TBD
- No
Additional
- Construction Status
- Existing
- Construction
- Clapboard, Wood Frame
- Covenants
- No
- Flood Zone
- Unknown
- Pre-Construction
- No
- Property Sub Type
- Single Family Residence
- Seasonal
- No
- Total Stories
- One
- Surveyed
- Yes
- Timeshare/Fractional Ownership
- No
External Features
- Driveway
- Paved
- Exterior Features
- Boat House, Boat Slip, Deck, Dock, Garden, Natural Shade, Private Dock, Shed
- Foundation
- Block, Concrete Slab, Stone w/ Skim Coating
- Garage
- Yes
- Garage Capacity
- 1
- Lot Features
- Level, Mountain View, Open Lot, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Near School(s)
- Lot - Acres
- 0.31
- Lot - SqFt
- 13,504
- Road Frontage Type
- Public
- Road Frontage
- Yes
- Road Frontage Length
- 74
- Roof
- Asphalt Shingle
- Sewer
- Public
- Utilities
- Cable
- Water Source
- Drilled Well
MLS®: PrimeMLS #5107388; Listed by Coldwell Banker Realty Bedford NH · Anderson Mills & Associates · Phone: 603-420-2883
Market Data
Live snapshot computed by Owl’s Nest Real Estate from PrimeMLS IDX active listings in this town
- Active listings in Gilford
- 75
- Average list price
- $573,892
- Price range
- $224,900 – $1,449,000
Mortgage Calculator
Estimate your monthly payment for this home
Estimated Monthly Payment
$12,192/ mo
- Principal & Interest
- $9,860
- Property Tax
- $1,926
- Home Insurance
- $406
Property tax: this home’s 2025 annual tax bill of $23,107, per PrimeMLS. The rest is an Owl’s Nest Real Estate estimate: insurance at 0.25% of home value/yr and PMI below 20% down. A sale can trigger a reassessment; confirm with the town assessor and your lender.
Around This Property
Schools, everyday places and nearby destinations near 19 Smith Cove Road, Gilford, NH
Source: Google Maps Platform (Places) and Owl’s Nest Real Estate — not PrimeMLS data.
Questions About This Listing
How big is 19 Smith Cove Road?
19 Smith Cove Road in Gilford, NH has 5 bedrooms and 2 bathrooms (1 full and 1 three-quarter) in 2,086 square feet of finished living space.
What is the asking price of 19 Smith Cove Road?
19 Smith Cove Road in Gilford, NH is listed for $1,950,000 on PrimeMLS.
That is about $935 per square foot of finished living space.
It came on the market on August 30, 2026.
What features does 19 Smith Cove Road have?
Inside, the MLS lists these features at 19 Smith Cove Road in Gilford, NH: dining area, wood fireplace, 3+ fireplaces, kitchen/living, living/dining, natural woodwork and 1st floor laundry.
Outside: boat house, boat slip, deck, dock, garden, natural shade, private dock and shed.
Flooring: vinyl and wood.
Listed appliances: dryer, microwave, electric range, refrigerator and washer; confirm which ones convey in the purchase agreement.
Does 19 Smith Cove Road have a garage?
19 Smith Cove Road in Gilford, NH has a 1-car garage and a paved driveway.
Does 19 Smith Cove Road have a view?
Yes. The MLS lists mountain view for 19 Smith Cove Road in Gilford, NH.
Is 19 Smith Cove Road still available?
Yes. 19 Smith Cove Road in Gilford, NH is listed as Active on PrimeMLS (MLS #5107388).
Status can change quickly; contact us to confirm availability before you visit.
Who is the listing agent for 19 Smith Cove Road?
19 Smith Cove Road in Gilford, NH is listed by Anderson Mills & Associates of Coldwell Banker Realty Bedford NH (603-471-0777).
Owl's Nest Real Estate shows it through the PrimeMLS IDX feed; we are not the listing brokerage.
What kind of property is 19 Smith Cove Road?
19 Smith Cove Road in Gilford, NH is a single-family home built in 1962.
The MLS lists its style as Contemporary, with one story.
Where is 19 Smith Cove Road located?
19 Smith Cove Road is in Gilford, New Hampshire 03249, in Belknap County.
Location notes from the MLS: near paths, near shopping, near skiing, near snowmobile trails and near school(s).
Our Lakes Region guide covers Gilford and the surrounding towns.
How much land comes with 19 Smith Cove Road?
19 Smith Cove Road in Gilford, NH sits on 0.31 acres, per the MLS.
The lot is described as level and open lot.
It has 74 feet of road frontage (public).
Zoning: RC.
The MLS says the lot has been surveyed.
How much are the property taxes on 19 Smith Cove Road?
Annual property taxes on 19 Smith Cove Road in Gilford, NH are $23,107 for the 2025 tax year, per the MLS.
New Hampshire towns set their own tax rates and revalue periodically, so confirm the current bill with the Gilford assessing office.
How is 19 Smith Cove Road heated?
19 Smith Cove Road in Gilford, NH is heated by electric and wood, per the MLS.
The MLS lists no cooling system.
Does 19 Smith Cove Road have town water and sewer?
19 Smith Cove Road in Gilford, NH has a private drilled well and public sewer, per the MLS.
MLS details — water: drilled well; sewer: public.
Electric: 200+ amp service and generator ready.
Other utilities: cable.
Plan a water test and septic inspection during your inspection period.
Is there a basement at 19 Smith Cove Road?
Yes. 19 Smith Cove Road in Gilford, NH has a basement with walkout access.
The MLS describes it as bulkhead, crawl space, dirt floor, exterior entry and unfinished.
How does the price of 19 Smith Cove Road compare with other Gilford listings?
At $1,950,000, 19 Smith Cove Road in Gilford, NH is priced above the $749,000 median asking price of the 43 single-family homes for sale in Gilford on PrimeMLS as of November 7, 2026 (this listing included).
That figure is Owl's Nest Real Estate's analysis of active listings, and asking prices are not sale prices — ask us for recent comparable sales before you make an offer.
How do I schedule a showing of 19 Smith Cove Road?
To see 19 Smith Cove Road in Gilford, NH, use Request a Showing on this page or call Owl's Nest Real Estate at 401-648-5308.
We can show any MLS-listed home and represent you as your buyer's agent; the listing brokerage represents the seller.
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NOTE: This representation is based in whole or in part on data generated by PrimeMLS, Inc., which assumes no responsibility for its accuracy. The data relating to real estate displayed on this site comes in part from the IDX Program of PrimeMLS.
This listing data is intended for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/07/26.